FundNow Capital provides investment real estate financing — helping investors execute profitable fix-and-flip projects backed by in-house servicing, fast draws, and dedicated support from application to payoff.
Most investor par rates are around 2%, and that often includes a 0.5% processing fee based on the loan amount. FundNow Capital waives that fee for qualified borrowers so you can move faster, lower your upfront cost, and get your loan done without the usual runaround.
The FundNow experience starts here — three steps from term sheet to closing.
Apply in minutes. No unnecessary paperwork.
Upfront underwriting with real feedback. No last-minute changes.
Support doesn't end at closing. In-house servicing and draws with flexibility until payoff.
Loan terms built to help real estate investors finance purchase and renovation costs while maintaining predictable timelines and protecting profit margins.
Speed, leverage, and reliability — the three things that separate profitable flips from stalled projects.
Winning the deal is the most important part of any investment. FundNow offers closings in as little as 24 hours with no appraisal required — helping you secure the property and move fast in competitive markets, whether you're a seasoned investor or first-time flipper.
Maximizing capital across projects requires the ability to borrow more when you need it. FundNow offers up to 93% LTC, including 100% of renovation costs — so you can put capital to work across more investments while staying aligned with your renovation timeline and exit strategy.
48-hour construction draws keep your crew paid and your project moving. In-house servicing means no third-party delays — just fast, predictable funding from purchase through payoff.
A proven track record of helping house-flipping investors close fast and hit their numbers.
Full rehab with an exit strategy to sell.
Cosmetic rehab with an exit strategy to sell.
Cosmetic rehab with an exit strategy to sell.
Not every loan works for a flip. Here's how the common financing options for flipping houses compare — and when each one actually makes sense.
| Loan Type | Best For | Typical Speed | Notes |
|---|---|---|---|
| Fix-and-Flip / Hard Money Loan | Buying + renovating a distressed property to resell | 24 hours – 13 days | Asset-based. Up to 90% purchase, 100% rehab, 93% LTC. Rates from 8.90%. |
| Bridge Loan | Fast acquisition when you already have rehab capital | 3 – 10 days | Short-term, interest-only, minimal rehab holdback. |
| Cash-Out Refinance | Pulling equity from a property you already own to fund a flip | 2 – 3 weeks | Uses existing equity as the down payment on your next flip. |
| DSCR Rental Loan | Keeping the flip as a rental instead of selling | 2 – 3 weeks | 30-year loan qualified on rent, not personal income. The 'R' in BRRRR. |
| New Construction Loan | Ground-up build-to-flip projects | 2 – 4 weeks | Draw-based funding for land plus vertical construction. |
| Conventional Mortgage | Rarely a fit for flips | 30 – 45 days | Too slow for competitive offers and won't finance heavy rehab. |
Still deciding who to borrow from? Compare fix and flip lenders — direct lenders vs. brokers, banks, and local hard money.
You don't need a completed flip to get funded. Here's exactly what first-time flippers need to qualify with FundNow Capital.
Helpful products and tools for real estate investors planning and financing their next flip.
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