Get Funded for Your Next Investment Loan — The Right Way
A step-by-step guide for real estate investors. Understand the process, prepare the right documents, and book a free consultation with an investor-financing advisor before you apply.
No cost. No credit impact. Talk to a real investor lender — not a call center.
Why Smart Investors Consult Before They Apply
The biggest reason deals fall apart is applying for the wrong loan with the wrong lender. A 15-minute consultation prevents that.
Investor-Only Advisors
You speak with people who close investor deals every day — not a generalist call center.
Honest Pre-Qual First
We tell you what you'll actually get approved for before you spend time on a full application.
Nationwide, 30+ Capital Sources
We shop your file across institutional and private capital to win on rate, leverage, and speed.
The 6-Step Path to Getting Funded
From first conversation to wire — here's exactly what happens at FundNow Capital.
Book a Free Strategy Consultation
Talk with a real investor-financing advisor before you apply. We review your goals, deal, credit, and experience, then map the loan products that actually fit — DSCR, Fix & Flip, Bridge, New Construction, or Portfolio.
Deal & Borrower Pre-Qualification
We run a soft credit pull (no score impact), review the subject property, ARV, rehab budget, and rent comps. You'll know your real leverage, rate range, and cash to close before any formal application.
Submit a Complete Application
Once we've matched you to the right program, you complete a single intake. We collect entity docs, ID, insurance, purchase contract, scope of work, and bank statements — everything underwriting needs upfront.
Underwriting & Term Sheet
Our team issues a term sheet typically within 24–48 hours. You'll see loan amount, rate, points, term, reserves, and conditions in writing. No surprises at the closing table.
Appraisal, Title & Insurance
We order the appraisal/BPO, coordinate title, and confirm builder's risk or landlord insurance. Our processing team stays on top of every third party so your timeline doesn't slip.
Clear to Close & Fund
Final conditions cleared, closing disclosure issued, and funds wired — most investor loans close in under 30 days, with bridge and fix & flip files often funding in 10–14 business days.
Document Checklist
Have these ready before you apply and we'll close faster.
- Government-issued ID for each guarantor
- Entity docs (LLC operating agreement, EIN letter, certificate of good standing)
- Two most recent months of bank statements
- Purchase contract (or current note/payoff for refinance)
- Scope of work & rehab budget (Fix & Flip / Construction)
- Lease or market rent comps (DSCR / Rental)
- Real estate investing experience / track record (REO schedule)
- Property insurance binder (builder's risk or landlord)
Investor Loan Programs We Fund
Not sure which one fits your deal? That's what the consultation is for.
DSCR Rental Loans
Qualify on the property's rent — no tax returns or W-2s.
Fix & Flip Loans
Up to 90% LTC + 100% of rehab for experienced flippers.
Bridge Loans
Short-term capital to acquire, season, or stabilize.
New Construction
Ground-up financing for SFR, 2–4 unit, and small multifamily.
Cash-Out Refinance
Pull equity from rentals to scale your portfolio.
Portfolio / Blanket
One loan across 5+ properties for serious operators.
Investor Funding FAQs
Talk to an Investor Lender Before You Apply
15 minutes. No cost. No credit pull. Walk away knowing exactly what loan fits your deal and what it will take to close.