Business Line of Credit

Flexible Capital for Every Industry.
Anytime You Need It.

Running a business means handling the unexpected — inventory surges, payroll crunches, or that next big order you can't afford to miss. FundNow Capital's Business Line of Credit keeps you ready for it all.

Access working capital on demand — borrow what you need, repay what you use, and keep your business momentum strong.

Snapshot

$750k
Max line
24 hrs
As-fast-as approval
No Collateral
Unsecured option
  • Revolving access
  • Transparent pricing
  • Human support

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Why Business Owners Choose FundNow Capital

Fast Approvals
Draw When You Need
Revolving Credit
No Collateral Required
Transparent Terms

Program Highlights

Program FeatureDetails
Credit Limits$5,000 – $750,000
Approval Time24 hours or less
Funding SpeedSame day after approval
RepaymentRevolving — pay down and re-borrow
InterestOnly on funds used, not the full limit
Credit RequirementsFlexible options for various profiles
CollateralSecured and unsecured available
Use of FundsAny business need — no restrictions

When to Use a Line of Credit

Cash Flow Gaps

Cover payroll or expenses between receivables

Seasonal Inventory

Stock up when demand is high

Emergency Expenses

Handle unexpected repairs or obligations

Marketing Opportunities

Capitalize on time-sensitive campaigns

Bridge Financing

Fill gaps while waiting on larger funding

Growth Opportunities

Act fast on deals without tying up capital

Requirements

6+ months in business

Established business with track record

$10,000+ monthly revenue

Consistent monthly income

Business checking account

Active business banking relationship

Basic financials

Bank statements or financial records

How It Works

1

Apply Online

Quick application — takes just minutes

2

Get Approved

Decisions in 24 hours or less

3

Access Funds

Draw what you need, when you need it

4

Repay & Reuse

Revolving credit at your fingertips

What Our Clients Say

"FundNow Capital gave us the line of credit we needed to manage cash flow during a busy renovation season. No red tape — just results."

Laura M.

Construction Owner

"Our clinic now runs smoother than ever thanks to the flexibility of our FundNow Capital line. Highly recommend."

Dr. Patel

Medical Director

Get Started Today

Ready to secure your business line of credit? Apply now or schedule a consultation.

Frequently Asked Questions

Industries That Qualify for a Business Line of Credit

We fund 116+ industries nationwide. Find yours below for industry-specific guidance and apply in minutes.

AccountantAcute Care FacilityAerospaceAlternative Energy ProductionArchitectArchitectural ServicesAssisted Living FacilityAuditory CenterAutomotive Parts StoreAutomotive RepairAutomotive ServicesBakeryBar/TavernBarber ShopBeauty SalonBed & BreakfastBicycle ShopBook StoreBottling & DistributionBowling AlleyBreweryCafe in Fitness CenterCancer Radiology CenterCancer Treatment FacilityCandy StoreCar WashCatererCheese StoreChemical & Related ManufacturingChiropractorCigar StoreClinicCoffee ShopCoin-Operated LaundriesCommercial Inspection ServicesCommercial Janitorial ServicesCommercial Landscaping ServicesCommunication CompanyComputer SoftwareCosmetic/Plastic SurgeryDefense ContractorDefense ElectronicsDentistDiagnostic Imaging CenterDinersDistilleryDoctorDrug ManufacturingDry CleanerE-CommerceElectrical ContractorsElectronic StoreElectronics ManufacturingEndodontistEngineerFloristFood Gift Basket StoreFood ManufacturingFood Processing & SalesFuneral HomesGift StoreGourmet Food StoreGourmet Popcorn StoreGrocery StoreHam StoreHardware StoreHealthcare ProfessionalHome HealthcareHospitalHotelHVAC ContractorsIce Cream/Yogurt StoreIT Hardware SalesIT ServicesLegal ServicesLiquor StoreLocksmith & SecurityMail & Package StoreMall Food OutletManufacturingMeat processing & productsMedical EquipmentMedical ServicesMedical SpaMedical SuppliesMotelNail SalonNightclubNursing HomeNutritional & Dietary SuppliesOptical/Vision StoreOrthodontistPeriodontistPet StorePharmaceuticals & Health ProductsPharmacyPhoto StudioPhysical RehabilitationPlumbing ContractorsPrepackaged MealsPrinting & PublishingProfessional Sports EquipmentQuick Copy/PrintingRadio Station/ServicesRestaurantRetail Store – OtherSmoothie ShopSpaSporting Goods StoreSteel FabricatorSteel ProductionTrash Collection & Waste ManagementUrgent Care FacilityVeterinarianWholesaleWinery

Apply for a Business Line of Credit

Get pre-qualified in minutes. Revolving credit from $5,000 up to $750,000 unsecured.

Get Your Line of Credit — Fast.

Apply now and get approved in 24 hours. Access the capital you need when you need it.