Real Estate Investment Financing

Capital Built for Real Estate Investors

Whether you're buying rentals, flipping houses, or building from the ground up, FundNow Capital provides investor-focused financing that closes fast and funds deals traditional banks won't touch.

Analyze Your Deal
All 36 States
7-Day Closings
No W-2s Required
Special Offer

We Waive the 0.5% Processing Fee

Most investor par rates are around 2%, and that often includes a 0.5% processing fee based on the loan amount. FundNow Capital waives that fee for qualified borrowers so you can move faster, lower your upfront cost, and get your loan done without the usual runaround.

Today's Market Rates

Consumer mortgage rates and key investor indices for your investment decisions

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Rates updated periodically. For real-time quotes, contact us.

Choose Your Investment Strategy

Every investor strategy needs different capital. We've got the right loan product for your next move.

DSCR Loans

No tax returns, no W-2s. Qualify based on property cash flow for long-term rental investments.

  • Up to 90% LTV
  • No income verification
  • Interest-only options
  • Cash-out available
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Fix & Flip Loans

Fast capital for distressed properties with rehab budgets built in. Close in 7-10 days.

  • Up to 90% LTC
  • Rehab draws included
  • As-is property purchases
  • Quick closings
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Fix & Rent Loans

BRRRR strategy financing — buy, rehab, rent, then refinance into a long-term DSCR loan.

  • Up to 85% ARV
  • 100% rehab financing
  • Bridge-to-DSCR path
  • Build rental portfolio
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Bridge Loans

Short-term gap financing to move fast on opportunities before traditional lenders catch up.

  • Fast approvals
  • Flexible terms
  • Light documentation
  • Nationwide availability
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Portfolio Loans

Consolidate multiple rental properties into one loan with better terms and improved cash flow.

  • Blanket financing
  • Cross-collateralization
  • Streamlined management
  • Scale efficiently
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New Construction

Ground-up construction funding for builders and developers with draw schedules.

  • Lot + build financing
  • Builder-friendly terms
  • Experienced underwriting
  • Development expertise
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Hard Money Loans

Asset-based lending for non-conforming deals that need fast, flexible capital.

  • Asset-focused
  • Credit flexible
  • Quick funding
  • Creative structures
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No Doc Asset Loans

Qualify based on property value and rental income — no tax returns, no W-2s, no income verification required.

  • No income verification
  • Asset-based approval
  • 620+ credit score
  • Up to 80% LTV
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Why Investors Choose FundNow Capital

Nationwide Lending

We fund investment properties in all 36 states with local market expertise.

Fast Closings

Close in 7-14 days depending on deal complexity and documentation readiness.

Investor-Focused Underwriting

We understand real estate investing. No explaining your strategy to bankers who don't get it.

Low-Doc Options

DSCR loans, stated income programs, and asset-based lending for portfolio speed.

Featured Product

No Income No Doc Asset Based Loans

Skip the tax returns and income verification. Qualify based on property value and rental income alone — perfect for self-employed investors and complex financial situations.

No Tax Returns

Skip the paperwork. We don't need tax returns, W-2s, or paystubs.

Asset-Based Qualification

Property value and rental income determine your loan approval.

Fast Closings

Close in 14-21 days with streamlined documentation.

Up to 80% LTV

Competitive leverage for purchases and refinances.

Who Qualifies?

  • Self-employed real estate investors
  • Business owners with complex tax situations
  • Investors with income from multiple LLCs
  • Foreign nationals investing in US real estate
  • Portfolio builders scaling quickly

Quick Qualification Criteria

Min Credit Score620+
Property TypesSFR, 2-4 Unit, Condos
Loan Amounts$100K - $5M+
DSCR Requirement0.75+ (No Ratio Available)
Loan Terms30-Year Fixed, ARM

We Fund Investors in All 36 States

Click your state to explore available programs and local market insights

US States Map - No Income No Doc Asset Based Loans Available
No Doc Loans Available (45 States + DC)
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Ready to Move Forward?

Submit your deal details and receive financing options within 24-48 hours.

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Ready to Fund Your Next Investment Property?

Get pre-qualified in minutes or schedule a strategy call with an investment lending specialist who speaks your language.