Capital Built for Real Estate Investors
Whether you're buying rentals, flipping houses, or building from the ground up, FundNow Capital provides investor-focused financing that closes fast and funds deals traditional banks won't touch.
We Waive the 0.5% Processing Fee
Most investor par rates are around 2%, and that often includes a 0.5% processing fee based on the loan amount. FundNow Capital waives that fee for qualified borrowers so you can move faster, lower your upfront cost, and get your loan done without the usual runaround.
Today's Market Rates
Consumer mortgage rates and key investor indices for your investment decisions
Choose Your Investment Strategy
Every investor strategy needs different capital. We've got the right loan product for your next move.
DSCR Loans
No tax returns, no W-2s. Qualify based on property cash flow for long-term rental investments.
- Up to 90% LTV
- No income verification
- Interest-only options
- Cash-out available
Fix & Flip Loans
Fast capital for distressed properties with rehab budgets built in. Close in 7-10 days.
- Up to 90% LTC
- Rehab draws included
- As-is property purchases
- Quick closings
Fix & Rent Loans
BRRRR strategy financing — buy, rehab, rent, then refinance into a long-term DSCR loan.
- Up to 85% ARV
- 100% rehab financing
- Bridge-to-DSCR path
- Build rental portfolio
Bridge Loans
Short-term gap financing to move fast on opportunities before traditional lenders catch up.
- Fast approvals
- Flexible terms
- Light documentation
- Nationwide availability
Portfolio Loans
Consolidate multiple rental properties into one loan with better terms and improved cash flow.
- Blanket financing
- Cross-collateralization
- Streamlined management
- Scale efficiently
New Construction
Ground-up construction funding for builders and developers with draw schedules.
- Lot + build financing
- Builder-friendly terms
- Experienced underwriting
- Development expertise
Hard Money Loans
Asset-based lending for non-conforming deals that need fast, flexible capital.
- Asset-focused
- Credit flexible
- Quick funding
- Creative structures
No Doc Asset Loans
Qualify based on property value and rental income — no tax returns, no W-2s, no income verification required.
- No income verification
- Asset-based approval
- 620+ credit score
- Up to 80% LTV
Why Investors Choose FundNow Capital
Nationwide Lending
We fund investment properties in all 36 states with local market expertise.
Fast Closings
Close in 7-14 days depending on deal complexity and documentation readiness.
Investor-Focused Underwriting
We understand real estate investing. No explaining your strategy to bankers who don't get it.
Low-Doc Options
DSCR loans, stated income programs, and asset-based lending for portfolio speed.
No Income No Doc Asset Based Loans
Skip the tax returns and income verification. Qualify based on property value and rental income alone — perfect for self-employed investors and complex financial situations.
No Tax Returns
Skip the paperwork. We don't need tax returns, W-2s, or paystubs.
Asset-Based Qualification
Property value and rental income determine your loan approval.
Fast Closings
Close in 14-21 days with streamlined documentation.
Up to 80% LTV
Competitive leverage for purchases and refinances.
Who Qualifies?
- Self-employed real estate investors
- Business owners with complex tax situations
- Investors with income from multiple LLCs
- Foreign nationals investing in US real estate
- Portfolio builders scaling quickly
Quick Qualification Criteria
We Fund Investors in All 36 States
Click your state to explore available programs and local market insights
Ready to Move Forward?
Submit your deal details and receive financing options within 24-48 hours.
Submit now and we'll reach out the same business day.
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Ready to Fund Your Next Investment Property?
Get pre-qualified in minutes or schedule a strategy call with an investment lending specialist who speaks your language.