What services does FundNow Capital offer?

FundNow Capital offers business funding, real estate investor financing (fix-and-flip, DSCR, bridge, commercial), working capital, equipment financing, lines of credit, merchant cash advances, tax preparation services, business credit building, and MCA debt relief — serving nearly every legal industry nationwide.

Do I need a U.S. credit score?

No. Our Foreign National programs do not require U.S. credit history, SSN, or ITIN.

Can I finance investment properties?

Yes. These loans work for investment/rental properties.

What documents do I need?

Valid passport, proof of funds for down payment and reserves, and foreign credit report (if available). No U.S. tax returns required.

Can I refinance an existing property?

Absolutely. We offer cash-out and rate-and-term refinancing for foreign nationals.

Are there prepayment penalties?

Some programs have prepayment penalties, others do not. We'll present all options upfront.

Foreign National No-Doc Loans — Best Buy & Refinance Options

Invest in U.S. real estate without U.S. credit history, visa requirements, or tax returns. Get competitive financing designed specifically for international buyers.

Special Offer

We Waive the 0.5% Processing Fee

Most investor par rates are around 2%, and that often includes a 0.5% processing fee based on the loan amount. FundNow Capital waives that fee for qualified borrowers so you can move faster, lower your upfront cost, and get your loan done without the usual runaround.

International support available — contact us on WhatsApp

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U.S. Real Estate Financing for Foreign Nationals — No U.S. Credit Required

Whether you're purchasing your first U.S. property or refinancing an existing investment, FundNow Capital offers specialized loan programs for foreign nationals that don't require U.S. credit history, Social Security numbers, or visa documentation.

Our Foreign National programs are designed to help international investors, expats, and non-resident buyers access the best purchase and refinance options available in the U.S. market.

Why Choose FundNow Capital?

No U.S. credit history required
No visa, SSN, or ITIN needed
No U.S. tax returns
Finance purchase or refinance
Investment properties eligible
Competitive rates for foreign nationals
Nationwide lending in all 36 states
Dedicated multilingual support available

Program Highlights

Program Feature	Details
Loan Amounts	$100,000 – $5,000,000+
LTV	Up to 75% for purchase, 70% for refinance
Terms	30-year fixed or adjustable rate options
Documentation	No U.S. credit history or tax returns required
Visa Status	No visa or SSN needed
Property Types	Single-family, multi-family, condos, investment properties
Closing Time	30–45 days typical
Eligible Buyers	Foreign nationals, non-resident aliens, international investors

Who Qualifies?

Foreign nationals without U.S. residency
International investors building U.S. portfolios
Expats living abroad who want U.S. property
Non-resident aliens seeking investment properties
Business owners expanding into U.S. markets
Anyone without a U.S. Social Security Number

Purchase vs. Refinance

Purchase Loans

Buy residential or investment properties anywhere in the U.S. with competitive financing.

Up to 75% LTV
30-year fixed or ARM options
Investment properties
All property types eligible

Refinance Loans

Lower your rate, access equity, or switch from adjustable to fixed-rate financing.

Up to 70% LTV for cash-out
Rate-and-term refinance available
Access equity for new investments
Competitive market rates

Required Documentation

What You'll Need:

Valid passport from your home country
Proof of funds for down payment (25–30%)
Bank statements showing reserves (typically 6–12 months PITI)
Foreign credit report (if available in your country)
Purchase contract or property details (for purchase loans)
Current mortgage statement (for refinance loans)

No U.S. tax returns. No SSN. No visa required.

Popular Markets for Foreign Investors

Florida

California

Texas

New York

Arizona

Nevada

Georgia

Tennessee

North Carolina

We lend nationwide — wherever you want to invest, we're there.

Apply for Foreign National Financing

Submit your property details and receive financing options within 24-48 hours.

Fast Response

Submit now and we'll reach out the same business day.

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Frequently Asked Questions

Invest in U.S. Real Estate — No Matter Where You're From

Apply now and get pre-approved for the best Foreign National loan programs available. Fast approvals, competitive rates, and multilingual support.