BRRRR Strategy Financing

BRRRR Loans for Real Estate Investors

FundNow Capital provides end-to-end BRRRR financing — helping investors acquire, rehab, stabilize, and refinance rental properties, then scale their portfolios with reliable in-house underwriting and dedicated support from application to payoff.

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Special Offer

We Waive the 0.5% Processing Fee

Most investor par rates are around 2%, and that often includes a 0.5% processing fee based on the loan amount. FundNow Capital waives that fee for qualified borrowers so you can move faster, lower your upfront cost, and get your loan done without the usual runaround.

Rental property financing made easy.

The FundNow experience starts here — three steps from term sheet to closing.

1

Submit Your Deal

Apply in minutes. No unnecessary paperwork.

2

Lock Reliable Terms

Upfront underwriting with real feedback. No last-minute changes.

3

Execute With Dedicated Support

Support doesn't end at closing. In-house servicing with flexibility until payoff.

What is a BRRRR Loan?

A BRRRR loan is really two loans working together to execute the Buy, Rehab, Rent, Refinance, Repeat strategy. First, a short-term Fix & Flip or hard money bridge funds the purchase and renovation. Once the property is stabilized with tenants, it refinances into a long-term DSCR rental loan — pulling out the forced equity so investors can recycle capital into the next deal.

Unlike conventional mortgages, BRRRR financing requires no tax returns, W-2s, or Debt-to-Income ratios. It's built strictly for business-purpose real estate investors.

  • Bridge Phase — Fast acquisition + rehab draws, secured by the property.
  • Stabilization — Place tenants (long-term, mid-term, or short-term).
  • Refinance — Move into a 30-year DSCR loan based on rent, not personal income.
  • Repeat — Use returned capital for the next investor deal.

BRRRR Loan Terms

Loan terms designed to help investors stabilize rentals, generate consistent cash flow, and scale long-term portfolios with predictable financing and flexible in-house underwriting.

Same-Day Term Sheet
Underwritten by Real Humans
Term Length
30-Year Fixed Rate · Partial IO (10-Year) Available
Occupancy
Long-Term, Mid-Term & Short-Term · Vacancy Allowed on Purchase
Minimum Credit Score
620 FICO (Bridge) / 660 FICO (DSCR)
Debt-To-Income
None Required
Points
0-Point Options Available
Rates Starting At
6.50%
Property Types
1–10 Unit Residential Investment Properties
Prepayment
Flexible Prepay Options
DSCR Minimum
No Minimum DSCR
Coverage
Nationwide Lending
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Financing Built for Investor Execution

Speed and Execution

Close in as little as 13 days with a process designed to keep your BRRRR deals moving. Fast pre-approvals and reliable timelines from acquisition through refinance.

Simple Documentation

No tax returns, no W-2s, no income verification. Our streamlined docs keep you focused on properties instead of paperwork.

Investor Expertise

Work with a lender that lives and breathes real estate. Real-world guidance from application through long-term portfolio growth.

BRRRR Loan Resources

Helpful products and tools for real estate investors financing and scaling rental portfolios.

Fix & Rent Loans

Bridge-to-DSCR financing built for the BRRRR strategy.

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DSCR Rental Loans

30-year rental loans qualified on property cash flow.

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Fix & Flip Loans

Fast bridge capital for acquisition and rehab.

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Cash-Out Refinance

Pull equity from stabilized rentals — no income docs.

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Portfolio & Blanket Loans

Finance multiple rentals under a single loan.

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New Construction

Ground-up construction for build-to-rent investors.

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Frequently Asked Questions

Submit Your BRRRR Deal

Get a same-day term sheet. Bridge financing today, DSCR refinance when you're ready.

Fast Response

Submit now and we'll reach out the same business day.

No obligation
Information secure
No credit check

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Ready to Scale Your Rental Portfolio?

Apply now and get a decision within 24–48 hours. Build generational wealth with FundNow Capital.

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