Investment Property Loans in 46 States
DSCR rental loans, fix & flip capital, bridge, and hard money — pick your state to see programs, typical rents, and the markets our investors are buying in right now.
Choose Your State
Every state page covers loan programs, qualifying, average rents, and the metros where deals are actually penciling.
Huntsville is one of the fastest-growing metros in the South, while Birmingham and Mobile deliver strong cash flow on entry-level single-family rentals.
Avg rent: $1,450/mo
Northwest Arkansas is booming behind corporate expansion, while Little Rock offers some of the lowest entry prices in the region.
Avg rent: $1,300/mo
High values mean larger loan sizes — our investors use bridge and fix & flip capital to move fast in competitive Southern California and Central Valley markets.
Avg rent: $2,750/mo
Denver's infill rehab market and Colorado Springs' military-driven rental demand keep investor activity strong year-round.
Avg rent: $2,050/mo
Older housing stock across Hartford and New Haven creates steady rehab opportunity with strong multi-family rents.
Avg rent: $1,900/mo
Landlord-friendly law and proximity to Philadelphia make Delaware a quiet favorite for rental portfolio builders.
Avg rent: $1,650/mo
Florida is the #1 short-term rental market in the country and a magnet for out-of-state and foreign-national investors.
Avg rent: $2,100/mo
Metro Atlanta's job growth and landlord-friendly laws make Georgia a perennial top state for both flips and rentals.
Avg rent: $1,750/mo
Vacation rental demand supports premium income, and our DSCR programs can qualify on projected short-term rental revenue.
Avg rent: $2,900/mo
In-migration into the Treasure Valley keeps rents climbing and new construction absorption fast.
Avg rent: $1,750/mo
Chicago's two- to four-unit stock is one of the best cash-flow plays in the Midwest for investors who know the neighborhoods.
Avg rent: $1,700/mo
Indianapolis is consistently one of the highest cash-flow major metros in the country — ideal for DSCR loans on duplexes and small multi-family.
Avg rent: $1,500/mo
Low purchase prices and stable employment make Iowa a dependable buy-and-hold market with strong debt coverage ratios.
Avg rent: $1,300/mo
Wichita's affordable inventory produces some of the highest rent-to-price ratios in the Plains.
Avg rent: $1,250/mo
Louisville and Lexington combine sub-$200K entry prices with steady rents, a classic BRRRR combination.
Avg rent: $1,400/mo
New Orleans short-term rentals and Baton Rouge student housing drive two very different but productive investor strategies.
Avg rent: $1,450/mo
Greater Portland has extremely tight rental supply, and coastal towns support high-season vacation rental income.
Avg rent: $1,800/mo
Baltimore's rowhome rehab market remains one of the most active flip environments on the East Coast.
Avg rent: $1,900/mo
Worcester and Springfield offer multi-family value-add at a fraction of Boston pricing with strong rent growth.
Avg rent: $2,400/mo
Detroit's recovery and Grand Rapids' growth produce some of the highest debt coverage ratios in the country on entry-level rentals.
Avg rent: $1,350/mo
The Twin Cities support both stabilized rentals and a healthy renovation pipeline in older inner-ring suburbs.
Avg rent: $1,650/mo
Some of the lowest purchase prices in the nation paired with solid rents make Mississippi a high-yield buy-and-hold market, while the Gulf Coast supports vacation rentals.
Avg rent: $1,250/mo
Kansas City and St. Louis are two of the most consistent BRRRR markets in the Midwest with deep contractor availability.
Avg rent: $1,400/mo
Bozeman's resort economy and tight housing supply support both new construction and short-term rental strategies.
Avg rent: $1,700/mo
Omaha's diversified job base and low vacancy make it a quietly excellent rental market.
Avg rent: $1,350/mo
Las Vegas is a high-velocity flip market, and Reno's industrial growth continues to pull in new renters.
Avg rent: $1,850/mo
Spillover demand from the Boston metro keeps southern New Hampshire rents rising with very low vacancy.
Avg rent: $1,950/mo
Dense two- to four-unit stock across North Jersey supports strong rents and reliable refinance exits after rehab.
Avg rent: $2,200/mo
Albuquerque's affordability and Santa Fe's tourism economy give investors both cash flow and short-term rental options.
Avg rent: $1,400/mo
Upstate markets like Buffalo, Rochester and Syracuse deliver exceptional yields, while NYC-area projects benefit from fast bridge capital.
Avg rent: $2,300/mo
Charlotte and the Research Triangle are top-five U.S. metros for population growth, driving both rents and resale demand.
Avg rent: $1,700/mo
Ohio leads the Midwest for rental cash flow — low purchase prices and strong gross rents routinely produce coverage ratios well above 1.25.
Avg rent: $1,400/mo
Oklahoma City and Tulsa combine low entry pricing with landlord-friendly law and quick rehab timelines.
Avg rent: $1,300/mo
Bend's short-term rental market and Portland's renovation inventory give investors two distinct plays in one state.
Avg rent: $1,900/mo
Philadelphia rowhomes and Pittsburgh's affordable stock are two of the most reliable rehab-and-refinance markets in the Northeast.
Avg rent: $1,600/mo
Providence multi-family and Newport vacation rentals both perform well with limited new supply.
Avg rent: $1,950/mo
Charleston's short-term rental demand and Greenville's population boom anchor South Carolina as a top-ten investor state.
Avg rent: $1,650/mo
Nashville's short-term rental market and Memphis's high-yield single-family inventory make Tennessee a top-three investor state in our portfolio.
Avg rent: $1,650/mo
Texas combines population growth, no state income tax, and deep rental demand — one of the busiest hard money and DSCR markets in the country.
Avg rent: $1,850/mo
Utah's household formation rate is among the highest in the nation, keeping new construction and rentals absorbing quickly.
Avg rent: $1,800/mo
Extremely tight housing supply and ski-season rental demand keep Vermont vacancy near record lows.
Avg rent: $1,700/mo
Richmond and Hampton Roads offer steady rents backed by government and military employment, plus a deep rehab pipeline.
Avg rent: $1,750/mo
Spokane and Tacoma give investors Pacific Northwest growth at far lower entry prices than Seattle.
Avg rent: $2,100/mo
Morgantown student housing and statewide low pricing produce high rent-to-price ratios.
Avg rent: $1,150/mo
Milwaukee duplexes and Madison's university-driven demand are two of the steadiest rental plays in the Upper Midwest.
Avg rent: $1,450/mo
No state income tax and limited housing supply keep Wyoming rents firm across its small but stable markets.
Avg rent: $1,350/mo
We currently do not fund investment property loans in Alaska, Arizona, North Dakota, South Dakota. Call 866-283-0952 and we will point you to a lender who does.