Investor Financing

Hard Money Loans for Real Estate Investors

Fast, flexible, and built for investors who can't wait for the bank.

When banks stall, we fund fast.

Special Offer

We Waive the 0.5% Processing Fee

Most investor par rates are around 2%, and that often includes a 0.5% processing fee based on the loan amount. FundNow Capital waives that fee for qualified borrowers so you can move faster, lower your upfront cost, and get your loan done without the usual runaround.

Max LTV/LTC

Up to 90% LTC on purchase + rehab

Loan Sizes

$50K – $5MM+

Terms

6-24 months (interest-only)

Rate Range

8-14% (project-dependent)

Property Types

1-4 unit, small multifamily, commercial

Closing Time

7-10 days typical

When time kills deals, FundNow Capital delivers. Our Hard Money Loans are designed for speed, simplicity, and flexibility — helping investors close fast, rehab quickly, and move on to the next opportunity. No Banks. No BS. Just Results.

Why Hard Money?

  • Close in as little as 7-10 days
  • Up to 90% LTC on fix & flip projects
  • No income verification required
  • Asset-based lending focused on property value
  • Flexible underwriting for distressed properties
  • Nationwide availability (select states)

Speed wins deals. We get you to the closing table first.

Common Uses

  • Fix & flip purchases and heavy rehabs
  • Bridge financing for short-term opportunities
  • Cash-out for new acquisitions
  • Refinance distressed or non-conventional properties

Funding Options Available

Fix & Flip Loan

Fast acquisition + rehab funding based on ARV

Learn More

Bridge Loan

Quick capital while repositioning assets

Learn More

New Construction Loan

Ground-up financing with draw schedules

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DSCR Rental Take-Out

Convert to permanent financing after stabilization

Learn More

Term Loan

Longer-term hold with flexible leverage

Learn More

How It Works

1

Submit Your Deal

Tell us about your property, purchase price, and exit strategy.

2

Fast Approval

Get pre-approved in 24-48 hours based on property value and equity.

3

Quick Underwriting

Streamlined docs: no tax returns, no income verification required.

4

Close & Fund Fast

Close in 7-10 days and get to work on your project immediately.

Ideal For

  • Fix & flip investors needing fast acquisitions
  • Experienced investors with time-sensitive deals
  • Buyers purchasing distressed or non-warrantable properties
  • Developers needing bridge or construction financing
  • Investors with non-traditional income
  • Portfolio owners needing quick capital injections

The FundNow Advantage

Unlike traditional lenders who bog you down in paperwork and delays, FundNow Capital connects you with specialized hard money lenders who understand the investor playbook. We shop your deal to secure the best rates, fastest closings, and most flexible terms.

Your dedicated FundNow Advisor handles everything from pre-qualification to funding — so you can stay focused on finding your next deal.

Frequently Asked Questions

Apply for Hard Money Financing

Submit your deal and get pre-qualified. Fast response within 24-48 hours.

Fast Response

Submit now and we'll reach out the same business day.

No obligation
Information secure
No credit check

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Ready to Move at Deal Speed?

Don't let slow financing kill your next opportunity. Let FundNow Capital get you funded fast with flexible hard money solutions — No Banks. No BS. Just Results.

Approvals subject to underwriting. Equal Housing & Business Lender.