Terms and Conditions
Last Updated: January 2025
Agreement to Terms
By accessing or using the FundNow Capital website and services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not use our services.
Services Provided
FundNow Capital is a direct lender and lending partner, providing financing solutions to borrowers nationwide. We offer direct funding and work with lending partners to provide comprehensive financing options for:
- Business loans and working capital
- Real estate investor loans (DSCR, Fix & Flip, Bridge, etc.)
- MCA debt restructuring and consolidation
- Business credit building services
Application Process
Submitting an application does not guarantee approval or funding. Loan decisions are based on underwriting criteria. By applying, you:
- Authorize us to process your application and share information with lending partners when applicable - Learn more on our About page
- Authorize credit checks and verification of information provided
- Acknowledge that loan terms (rates, amounts, fees) are determined by underwriting
- Understand that your application may be reviewed for multiple loan products
Accuracy of Information
You represent and warrant that all information provided in your application is true, accurate, and complete. Providing false or misleading information may result in application denial, loan cancellation, or legal action.
No Guarantee of Approval
FundNow Capital does not guarantee loan approval, specific loan amounts, interest rates, or terms. Final decisions are at the discretion of our lending partners.
Fees and Compensation
FundNow Capital may receive compensation from lenders for successful loan closings. This compensation does not affect the rates or terms offered to you by lenders. We do not charge upfront fees to applicants unless explicitly disclosed in writing for specific services (such as credit repair programs).
Intellectual Property
All content on the FundNow Capital website, including text, graphics, logos, and software, is the property of FundNow Capital or its licensors and is protected by copyright and intellectual property laws. Unauthorized use is prohibited.
Prohibited Uses
You agree not to:
- Use our services for any unlawful purpose
- Submit fraudulent applications or falsified information
- Attempt to hack, disrupt, or damage our website or systems
- Harvest data or personal information from our site
- Impersonate another person or entity
Limitation of Liability
To the fullest extent permitted by law, FundNow Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loan denials, funding delays, or errors in information.
Indemnification
You agree to indemnify and hold harmless FundNow Capital, its officers, employees, and partners from any claims, damages, or expenses arising from your use of our services, violation of these terms, or infringement of any rights.
Governing Law
These Terms and Conditions are governed by the laws of the United States and the state where FundNow Capital is registered, without regard to conflict of law principles.
Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services constitutes acceptance of the updated terms.
Contact Information
For questions regarding these Terms and Conditions, please contact us. You can also review our Privacy Policy for information about how we handle your data.