Business Term Loans — Fixed Payments, Fast Approvals

Get the capital you need to grow your business with predictable monthly payments and terms that work for you. No banks. No BS. Just results.

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Grow Your Business with Predictable, Fixed-Rate Financing

Business term loans offer a straightforward solution for companies that need capital now with the security of fixed monthly payments. Whether you're expanding operations, purchasing inventory, or investing in new equipment, FundNow Capital connects you with competitive lenders nationwide.

Unlike traditional banks, we offer fast approvals and funding — often within days, not weeks.

Why Choose FundNow Capital?

  • Fast approvals — decisions in 24–48 hours
  • Fixed monthly payments for predictable budgeting
  • Flexible terms from 12 to 60 months
  • Multiple lender options for competitive rates
  • Use funds for any business purpose
  • Minimal documentation required
  • Dedicated advisor throughout the process

Loan Highlights

Program FeatureDetails
Loan Amounts$10,000 – $500,000
Terms12 – 60 months
Payment StructureFixed monthly payments
Approval Time24–48 hours
Funding Speed2–5 business days
Credit RequirementsFlexible — multiple options available
CollateralSecured and unsecured options
Use of FundsWorking capital, expansion, equipment, inventory

Best Use Cases

Business Expansion

Open new locations or hire additional staff

Inventory Purchase

Stock up for seasonal demand or bulk discounts

Equipment Upgrade

Modernize operations with new technology

Marketing Campaigns

Invest in growth-focused advertising

Cash Flow Management

Bridge gaps between receivables and payables

Debt Consolidation

Simplify multiple payments into one fixed term

What Our Clients Say

4.9 / 5

Based on 127 verified reviews

T
Tony G.
Auto Repair Shop
Memphis, TN

"Needed $75K to upgrade equipment and hire 2 techs. Approved in 24 hours, funded in 3 days. Fixed payments let me budget with confidence."

Product: Term Loan
Amount: $75,000
R
Rachel P.
Dental Practice
Portland, OR

"Opened our second location with a term loan from FundNow. Clear terms, no surprises, and our advisor explained every detail."

Product: Term Loan
Amount: $180,000
J
Jose M.
Construction Company
San Antonio, TX

"Seasonal cash flow meant banks said no. FundNow looked at our annual revenue and said yes. Bought 2 trucks and a skid steer—business doubled."

Product: Equipment Loan
Amount: $125,000
A
Angela B.
Restaurant Owner
Nashville, TN

"Expanded our patio and upgraded the kitchen with a 36-month term loan. Payments fit our revenue cycle perfectly—smart money for smart growth."

Product: Term Loan
Amount: $95,000
C
Chris W.
IT Services Firm
Charlotte, NC

"Hired 4 developers and invested in marketing. Term loan gave us the runway to scale revenue—paid itself back in 9 months."

Product: Term Loan
Amount: $220,000
D
Denise H.
Retail Store Chain
Indianapolis, IN

"Stocked up for holiday season with inventory financing structured as a term loan. Made 3x return and still have 18 months left on the payments."

Product: Term Loan
Amount: $140,000

Frequently Asked Questions

Apply for a Business Term Loan

Get pre-qualified in minutes. Fast decisions, flexible terms.

Get Funded — Fast.

Apply now and get a decision in 24–48 hours. Let's grow your business together.