Turn blueprints into reality with FundNow Capital's new construction financing. We provide the capital, expertise, and support you need to bring your development projects to life.
Most investor par rates are around 2%, and that often includes a 0.5% processing fee based on the loan amount. FundNow Capital waives that fee for qualified borrowers so you can move faster, lower your upfront cost, and get your loan done without the usual runaround.
Building from the ground up requires more than just capital — it demands a lender who understands construction timelines, risk management, and project oversight.
FundNow Capital specializes in new construction financing for experienced builders and developers. With our progress-based draw schedules and dedicated support, we keep your project funded and on track from foundation to completion.
| Program Feature | Details |
|---|---|
| Loan Amounts | $500,000 – $20,000,000+ |
| LTV | Up to 85% of project cost |
| Term Length | 12–36 months |
| Closing Time | 21–30 days |
| Property Types | Residential, commercial, mixed-use, ground-up |
| Draw Schedule | Progress-based inspection draws |
| Experience Required | Experienced builders preferred |
| Exit Strategy | Sale, permanent financing, or portfolio retention |
Custom homes, spec builds, and tract development.
Duplexes, townhomes, and small apartment complexes.
Retail, office, warehouse, and industrial construction.
Combined residential and commercial ground-up projects.
Major renovations requiring construction financing.
Modern construction methods with faster timelines.
Provide architectural plans, budget, timeline, and contractor info.
We evaluate project feasibility, cost estimates, and exit strategy.
Receive clear loan terms with draw schedule and funding milestones.
Close in 21-30 days and receive your initial draw to start construction.
Receive funding as construction milestones are completed and inspected.
Finish construction and execute your exit strategy: sell, rent, or refinance.
Construction draws are released based on verified completion of work phases. This protects both you and the lender by ensuring funds are used appropriately.
Foundation & framing completed
Rough plumbing, electrical, HVAC
Drywall, insulation, and interior finishes
Final inspections and certificate of occupancy
An independent inspector verifies each milestone before funds are released.
Every construction project needs a clear exit plan:
List and sell to end-users or investors for profit.
Convert to DSCR or conventional financing for rental income.
Structured sale to larger developers or institutions.
FundNow Capital funds new construction projects across all 36 states. Whether you're building in growing suburban markets or urban development zones, we have the capital and expertise to support your vision.
From site work to certificate of occupancy, we're with you every step of the way.
Construction projects are complex. That's why we provide dedicated advisors who understand the building process, timelines, and risk management.
We're not just funding your project — we're partnering with you to ensure successful completion and profitable exits.
Apply now and get a decision within 24-48 hours.
Submit your project details and receive financing options within a few hours.
Submit now and we'll reach out the same business day.
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Get your ground-up construction project funded with competitive terms, progress draws, and expert support from FundNow Capital.