New Hampshire (NH)

DSCR Loans in New Hampshire

Property-cash-flow mortgages for New Hampshire real estate investors. No tax returns, 80% LTV, close in 13 days.

Get a NH DSCR QuoteRun DSCR Calculator

Why DSCR Loans Work in New Hampshire

Spillover demand from the Boston metro keeps southern New Hampshire rents rising with very low vacancy.

Average Rent
$1,950/mo
Top Markets
Manchester & Nashua for rentals; Lakes Region for STR.
Close Time
13–21 days statewide

New Hampshire DSCR Loan Program

  • Loan Amount
    $100,000 – $5,000,000+
  • Max LTV
    80% purchase · 80% cash-out refi
  • Minimum Credit
    620 FICO
  • Minimum DSCR
    1.0 (sub-1.0 with compensating factors)
  • Property Types
    1–8 unit residential, condos, small multi-family, STR
  • Borrower Entity
    Individual, LLC, LP, Trust
  • Income Documentation
    None required
  • Rate Range
    Mid-7% to low-9% (Nov 2025)

Cities We Fund in New Hampshire

Manchester
Nashua
Concord
Portsmouth

Plus every other city, town, and county across New Hampshire. Statewide coverage.

Related Resources

DSCR Loan Program Overview →
Full program details, rates, and how DSCR loans work.
DSCR Loan Requirements →
Credit, DSCR ratio, down payment, and documentation.
DSCR vs Conventional →
Compare DSCR to traditional investment mortgages.
DSCR Calculator →
See if your New Hampshire property qualifies in 30 seconds.

DSCR Loans in Other States

AlabamaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew JerseyNew MexicoNew YorkNorth CarolinaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming

Frequently Asked Questions

Ready to Fund Your New Hampshire Rental?

Get a DSCR quote for your New Hampshire property in minutes — no credit pull, no income docs.