What services does FundNow Capital offer?

FundNow Capital offers business funding, real estate investor financing (fix-and-flip, DSCR, bridge, commercial), working capital, equipment financing, lines of credit, merchant cash advances, tax preparation services, business credit building, and MCA debt relief — serving nearly every legal industry nationwide.

What are DSCR loan rates in Florida?

As of November 2025, DSCR loan rates in Florida start in the mid-7% range for borrowers with 700+ credit and 25% down. Rates vary by LTV, DSCR ratio, and property type.

What's the minimum DSCR ratio to qualify in Florida?

Most Florida DSCR programs require a 1.0 ratio (rent ≥ PITI). FundNow offers programs down to 0.75 DSCR with compensating factors.

Can I get a DSCR loan in Florida as an out-of-state investor?

Yes. We routinely fund out-of-state and foreign-national investors buying rental properties in Florida. No state-of-residence requirement.

Does FundNow lend on short-term rentals in Florida?

Yes. We offer dedicated DSCR programs for Airbnb and VRBO properties in Florida, including projected STR income from AirDNA or similar data sources.

How fast can I close a DSCR loan in Florida?

Typical close time in Florida is 13–21 days from application, depending on appraisal and title turnaround.

Florida (FL)

DSCR Loans in Florida

Property-cash-flow mortgages for Florida real estate investors. No tax returns, 80% LTV, close in 13 days.

Get a FL DSCR Quote Run DSCR Calculator

Why DSCR Loans Work in Florida

Florida is the #1 short-term rental market in the U.S. and a top destination for out-of-state investors. DSCR loans pair perfectly with Airbnb/VRBO income.

Average Rent

$2,100/mo (SFR statewide)

Top Markets

Tampa, Orlando, Jacksonville for cash flow; Miami & Naples for STR.

Close Time

13–21 days statewide