FundNow DSCR Calculator
Calculate your Debt Service Coverage Ratio instantly. See if your investment property qualifies for a DSCR loan — no income verification needed.
Monthly DSCR Calculator
Monthly Revenue
Monthly Operating Expenses
Monthly Debt Service
DSCR Formula:
DSCR = Annual NOI ÷ Annual Debt Service
NOI = Revenue − Operating Expenses
Results
Below typical lender minimums. Consider adjusting terms.
Lender Note: Typical DSCR minimums range from 1.00 to 1.25 depending on the program, credit score, and LTV. Some programs accept 0.75 DSCR with higher down payments or reserves.
Get Your Full Quote
A FundNow Capital advisor will contact you within 24 hours with personalized loan options.
Understanding DSCR Loans
Property-Based
Qualify based on the property's rental income, not your personal income or tax returns.
Simple Formula
DSCR = Annual NOI ÷ Annual Debt Service. If rent covers the payment, you qualify.
Fast Closing
Close in as little as 13-21 days with less documentation than traditional mortgages.
Calculator results are estimates only and do not constitute a loan offer or commitment. View full terms and disclosures.