Rates, Fees & Terms
No hidden fees, no bait-and-switch. Here's what investor loans with FundNow Capital typically look like before you apply.
Investor loan programs
DSCR Rental (30-Yr Fixed)
from 6.49%
Refinance from 6.74%
- Points
- 1 – 2 points
- Loan size
- $100K – $3M
- Leverage
- Up to 80% LTV purchase
- Term
- 30-yr fixed, IO & ARM options
- Closing
- As little as 20 days
- Min. credit
- 660+
Fix & Flip (12-Mo Interest Only)
from 9.25%
Refinance from 9.49%
- Points
- 1.5 – 3 points
- Loan size
- $75K – $5M
- Leverage
- Up to 90% LTC, 100% rehab
- Term
- 12 – 18 months, interest only
- Closing
- As little as 20 days
- Min. credit
- 650+
Bridge / Short Term
from 8.99%
Refinance from 9.25%
- Points
- 1.5 – 3 points
- Loan size
- $100K – $10M
- Leverage
- Up to 75% LTV
- Term
- 6 – 24 months, interest only
- Closing
- As little as 20 days
- Min. credit
- 650+
New Construction
from 9.99%
Refinance from —
- Points
- 2 – 3 points
- Loan size
- $150K – $10M
- Leverage
- Up to 85% LTC
- Term
- 12 – 24 months, draws
- Closing
- As little as 20 days
- Min. credit
- 680+
A real DSCR loan, every fee shown
A recent rental purchase we closed. Borrower details removed.
Loan amount$157,600 (80% LTV)
Rate / credit score7.25% / 773 FICO
Underwriting fee$1,945
Broker fee$2,501 (1.59%)
Discount points (buys the rate down)$1,379 (0.875%)
LLC document prep$495
Appraisal (paid before closing)$760
Credit, tax service, flood, condition report$267
Title & attorney charges$2,430
Total lender + broker fees$6,587
Monthly payment incl. taxes & insurance$1,298
Typical fees
Application fee$0
Underwriting fee (lender)About $1,945
Broker feeAbout 1.5% – 2% of the loan
LLC document prep (lender)About $495
AppraisalPaid to the appraiser at cost ($500 – $900 typical)
Credit report, tax service, flood certAbout $180 combined, at cost
Rehab draw inspection$150 – $250 per draw (fix & flip, construction)
Title, attorney, recordingThird-party at cost (about $2,400 on a $150K loan)
Prepayment penaltyNone on short-term loans; DSCR options from none to 5-yr step-down
- Every fee is listed on your term sheet before you commit.
- No tax returns or W-2s required on most investor programs.
- Lending in 36 states. Investment properties only.
Rates shown are starting estimates for well-qualified investors, change daily, and are not a commitment to lend. Final pricing depends on credit, experience, leverage, and property. Points, fees and limits shown are typical ranges, not an offer or commitment to lend. Business-purpose loans only.