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Business Funding for Retail Stores
FundNow Capital provides retail store owners with fast, flexible financing for inventory purchases, store renovations, and expansion—without the delays of traditional bank loans.
No Banks. No BS. Just Results.
Common Funding Uses for Retail Stores
- Stock inventory for peak seasons and holiday periods
- Renovate store layouts, update fixtures, and improve displays
- Expand to multiple locations or increase store footprint
- Upgrade POS systems and retail technology infrastructure
Funding Options Available
Business Line of Credit
$10K - $500K
Flexible funding for inventory purchases, seasonal needs, and operational expenses.
Learn more about Business Line of CreditTerm Loans
$25K - $500K
Fixed-rate financing for store expansions, renovations, or new locations.
Learn more about Term LoansMerchant Cash Advance
$5K - $250K
Quick funding based on your daily credit card sales.
Learn more about Merchant Cash AdvanceEquipment Financing
$5K - $250K
Finance POS systems, displays, fixtures, and store equipment.
Learn more about Equipment FinancingFAQs
How fast can I get funded?
Most applications receive a decision within 24-72 hours. Funding can happen as quickly as 1-3 business days after approval, depending on the loan type.
What credit score do I need?
We work with various credit profiles. While higher scores help, we focus on your business revenue and cash flow. Many of our clients have been approved with less-than-perfect credit.
Do I need collateral?
It depends on the funding type. Many of our programs are unsecured or require minimal collateral. We'll find the best option for your situation.
Can startups apply?
Yes! While we prefer businesses with at least 6 months of operating history, we have programs for newer businesses with strong revenue and personal credit.
Explore More Funding Options
Discover additional financing solutions for your business.
Business Term Loans
Traditional term financing for business growth
Learn MoreBusiness Credit Builder
Build business credit from scratch
Learn MoreMCA Debt Relief
Restructure and consolidate MCA payments
Learn MoreMCA Cost Calculator
Calculate true MCA costs
Learn MoreHelpful Tools for You
Apply for Retail Stores Business Financing
Get pre-qualified in minutes. No obligation, no credit impact.
Not Sure What You Qualify For?
Use our free calculators to estimate your funding potential.
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