Business Funding for Retail Stores

FundNow Capital provides retail store owners with fast, flexible financing for inventory purchases, store renovations, and expansion—without the delays of traditional bank loans.

No Banks. No BS. Just Results.

24–72 hrsTypical decision
$25k–$500k+Common approvals
Low-doc3 mos bank statements
NationwideAll 36 states

Common Funding Uses for Retail Stores

  • Stock inventory for peak seasons and holiday periods
  • Renovate store layouts, update fixtures, and improve displays
  • Expand to multiple locations or increase store footprint
  • Upgrade POS systems and retail technology infrastructure

Funding Options Available

Business Line of Credit

$10K - $500K

Flexible funding for inventory purchases, seasonal needs, and operational expenses.

Learn more about Business Line of Credit

Term Loans

$25K - $500K

Fixed-rate financing for store expansions, renovations, or new locations.

Learn more about Term Loans

Merchant Cash Advance

$5K - $250K

Quick funding based on your daily credit card sales.

Learn more about Merchant Cash Advance

Equipment Financing

$5K - $250K

Finance POS systems, displays, fixtures, and store equipment.

Learn more about Equipment Financing

FAQs

How fast can I get funded?

Most applications receive a decision within 24-72 hours. Funding can happen as quickly as 1-3 business days after approval, depending on the loan type.

What credit score do I need?

We work with various credit profiles. While higher scores help, we focus on your business revenue and cash flow. Many of our clients have been approved with less-than-perfect credit.

Do I need collateral?

It depends on the funding type. Many of our programs are unsecured or require minimal collateral. We'll find the best option for your situation.

Can startups apply?

Yes! While we prefer businesses with at least 6 months of operating history, we have programs for newer businesses with strong revenue and personal credit.

Apply for Retail Stores Business Financing

Get pre-qualified in minutes. No obligation, no credit impact.

Not Sure What You Qualify For?

Use our free calculators to estimate your funding potential.

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