Free Business Tool

Loan Affordability Calculator

Determine how much you can afford to borrow based on your monthly revenue, industry, and existing obligations. Get instant qualification estimates.

Real-Time Calculations
Industry-Adjusted
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Revenue & Industry

Your business revenue and industry type

$50,000
$10K$500K

Business Profile

Time in business and credit profile

Existing Obligations

Current debt payments and operating costs

$3,000

Include: loans, MCAs, credit cards, equipment financing

$25,000

Include: rent, payroll, utilities, inventory, supplies

Your Qualification Status

Pre-Qualified

You May Qualify For

$142,560

Range: $60,588 - $235,224

Debt-to-Income Ratio

Your DTI6%
Healthy (<35%)Moderate (35-50%)High (>50%)

Payment Breakdown

Available Capacity

$22,000

/month

Recommended Payment

$13,200

/month

Recommendations

  • Your debt-to-income ratio is healthy, positioning you well for competitive loan terms.
  • You appear well-qualified for business funding. Apply now to lock in your terms.

Ready to Get Funded?

Based on your profile, you may qualify for up to $142,560 in business funding.

How Loan Affordability Is Calculated

Revenue Analysis

We analyze your monthly revenue and apply industry-specific factors to determine lending capacity.

Debt-to-Income Ratio

Your existing obligations are weighed against revenue. Lower DTI means higher borrowing capacity.

Business Strength

Time in business and credit history impact qualification. Established businesses get better terms.

Get Your Custom Funding Quote Today

Our funding specialists can provide personalized terms based on your complete business profile. Apply in 5 minutes and get a decision within 24 hours.

Call 866-283-0952