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Business Funding for Restaurants
FundNow Capital helps restaurant owners secure fast, flexible financing for equipment, renovations, inventory, and cash flow management—without the hassle of traditional bank loans.
No Banks. No BS. Just Results.
Common Funding Uses for Restaurants
- Purchase commercial kitchen equipment and upgrade facilities
- Manage inventory costs, food supplies, and beverage stock
- Cover payroll during slow seasons or unexpected downturns
- Renovate dining areas or expand seating capacity
Funding Options Available
Equipment Financing
$10K - $500K
Finance kitchen equipment, ovens, refrigeration, and POS systems.
Learn more about Equipment FinancingBusiness Line of Credit
$10K - $250K
Flexible funding for inventory, payroll, and seasonal cash flow needs.
Learn more about Business Line of CreditTerm Loans
$25K - $500K
Fund renovations, expansions, or opening additional restaurant locations.
Learn more about Term LoansMerchant Cash Advance
$5K - $250K
Fast funding based on your daily credit card sales.
Learn more about Merchant Cash AdvanceFAQs
How fast can I get funded?
Most applications receive a decision within 24-72 hours. Funding can happen as quickly as 1-3 business days after approval, depending on the loan type.
What credit score do I need?
We work with various credit profiles. While higher scores help, we focus on your business revenue and cash flow. Many of our clients have been approved with less-than-perfect credit.
Do I need collateral?
It depends on the funding type. Many of our programs are unsecured or require minimal collateral. We'll find the best option for your situation.
Can startups apply?
Yes! While we prefer businesses with at least 6 months of operating history, we have programs for newer businesses with strong revenue and personal credit.
Explore More Funding Options
Discover additional financing solutions for your business.
Business Term Loans
Traditional term financing for business growth
Learn MoreBusiness Credit Builder
Build business credit from scratch
Learn MoreMCA Debt Relief
Restructure and consolidate MCA payments
Learn MoreMCA Cost Calculator
Calculate true MCA costs
Learn MoreHelpful Tools for You
Apply for Restaurants Business Financing
Get pre-qualified in minutes. No obligation, no credit impact.
Not Sure What You Qualify For?
Use our free calculators to estimate your funding potential.
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MCA Cost Calculator
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Business Credit Cards
Credit cards without personal guarantee
Merchant Line of Credit
Flexible credit based on card sales
MCA Debt Relief
Restructure and consolidate MCA payments