Business Funding for Restaurants

FundNow Capital helps restaurant owners secure fast, flexible financing for equipment, renovations, inventory, and cash flow management—without the hassle of traditional bank loans.

No Banks. No BS. Just Results.

24–72 hrsTypical decision
$25k–$500k+Common approvals
Low-doc3 mos bank statements
NationwideAll 36 states

Common Funding Uses for Restaurants

  • Purchase commercial kitchen equipment and upgrade facilities
  • Manage inventory costs, food supplies, and beverage stock
  • Cover payroll during slow seasons or unexpected downturns
  • Renovate dining areas or expand seating capacity

Funding Options Available

Equipment Financing

$10K - $500K

Finance kitchen equipment, ovens, refrigeration, and POS systems.

Learn more about Equipment Financing

Business Line of Credit

$10K - $250K

Flexible funding for inventory, payroll, and seasonal cash flow needs.

Learn more about Business Line of Credit

Term Loans

$25K - $500K

Fund renovations, expansions, or opening additional restaurant locations.

Learn more about Term Loans

Merchant Cash Advance

$5K - $250K

Fast funding based on your daily credit card sales.

Learn more about Merchant Cash Advance

FAQs

How fast can I get funded?

Most applications receive a decision within 24-72 hours. Funding can happen as quickly as 1-3 business days after approval, depending on the loan type.

What credit score do I need?

We work with various credit profiles. While higher scores help, we focus on your business revenue and cash flow. Many of our clients have been approved with less-than-perfect credit.

Do I need collateral?

It depends on the funding type. Many of our programs are unsecured or require minimal collateral. We'll find the best option for your situation.

Can startups apply?

Yes! While we prefer businesses with at least 6 months of operating history, we have programs for newer businesses with strong revenue and personal credit.

Apply for Restaurants Business Financing

Get pre-qualified in minutes. No obligation, no credit impact.

Not Sure What You Qualify For?

Use our free calculators to estimate your funding potential.

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