Business Funding for HVAC Contractors

FundNow Capital provides HVAC contractors with fast equipment financing and working capital—keeping you cool in summer and warm in winter.

No Banks. No BS. Just Results.

24–72 hrsTypical decision
$25k–$500k+Common approvals
Low-doc3 mos bank statements
NationwideAll 36 states

Common Funding Uses for HVAC Contractors

  • Stock inventory ahead of peak cooling and heating seasons
  • Purchase diagnostic tools and recovery equipment
  • Finance service trucks and van upfits
  • Hire additional HVAC technicians during busy seasons

Funding Options Available

Equipment Financing

$10K - $250K

Finance recovery units, gauges, testing equipment, and HVAC tools.

Learn more about Equipment Financing

Inventory Financing

$25K - $300K

Stock AC units, furnaces, heat pumps, and replacement parts.

Learn more about Inventory Financing

Working Capital

$10K - $200K

Cover seasonal labor, marketing, and operations during slow months.

Learn more about Working Capital

Fleet Expansion

$25K - $500K

Add service vehicles and grow your technician team.

Learn more about Fleet Expansion

FAQs

Can HVAC companies get seasonal funding?

Yes, we understand the seasonal nature of HVAC. We structure payments around your busiest months.

How does inventory financing help HVAC contractors?

Stock units before peak seasons so you can complete installations faster and serve more customers.

Do you work with residential and commercial HVAC?

We fund all HVAC businesses—residential service, commercial installations, and industrial HVAC.

Apply for HVAC Contractors Business Financing

Get pre-qualified in minutes. No obligation, no credit impact.

Not Sure What You Qualify For?

Use our free calculators to estimate your funding potential.

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