Business Funding for Construction Companies

FundNow Capital helps construction companies secure fast financing for equipment, materials, and cash flow management—without waiting on project payments or traditional bank approvals.

No Banks. No BS. Just Results.

24–72 hrsTypical decision
$25k–$500k+Common approvals
Low-doc3 mos bank statements
NationwideAll 36 states

Common Funding Uses for Construction Companies

  • Purchase heavy equipment, trucks, and construction machinery
  • Cover materials costs and subcontractor payments upfront
  • Bridge cash flow gaps between project milestones
  • Hire additional crew members during busy seasons

Funding Options Available

Equipment Financing

$25K - $500K+

Finance excavators, trucks, tools, and heavy construction equipment.

Learn more about Equipment Financing

Business Line of Credit

$25K - $500K

Manage materials costs, payroll, and cash flow between project payments.

Learn more about Business Line of Credit

Term Loans

$50K - $500K+

Fund major equipment purchases, facility expansions, or company growth.

Learn more about Term Loans

Revenue-Based Financing

$25K - $250K

Quick capital based on monthly revenue to bridge payment gaps.

Learn more about Revenue-Based Financing

FAQs

How fast can I get funded?

Most applications receive a decision within 24-72 hours. Funding can happen as quickly as 1-3 business days after approval, depending on the loan type.

What credit score do I need?

We work with various credit profiles. While higher scores help, we focus on your business revenue and cash flow. Many of our clients have been approved with less-than-perfect credit.

Do I need collateral?

It depends on the funding type. Many of our programs are unsecured or require minimal collateral. We'll find the best option for your situation.

Can startups apply?

Yes! While we prefer businesses with at least 6 months of operating history, we have programs for newer businesses with strong revenue and personal credit.

Apply for Construction Companies Business Financing

Get pre-qualified in minutes. No obligation, no credit impact.

Not Sure What You Qualify For?

Use our free calculators to estimate your funding potential.

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