Business Funding for Auto Repair Shops

FundNow Capital helps auto repair shops secure fast financing for equipment purchases, inventory management, and facility expansions—without the hassle of traditional bank loans.

No Banks. No BS. Just Results.

24–72 hrsTypical decision
$25k–$500k+Common approvals
Low-doc3 mos bank statements
NationwideAll 36 states

Common Funding Uses for Auto Repair Shops

  • Purchase auto lifts, diagnostic equipment, and specialty tools
  • Stock parts inventory and manage supplier payment terms
  • Expand shop facilities or add service bays
  • Hire skilled technicians and grow your service team

Funding Options Available

Equipment Financing

$10K - $500K

Finance lifts, diagnostic equipment, tools, and shop machinery.

Learn more about Equipment Financing

Business Line of Credit

$10K - $250K

Flexible funding for parts inventory, payroll, and operational costs.

Learn more about Business Line of Credit

Term Loans

$25K - $500K

Fund shop expansions, facility upgrades, or additional bay installations.

Learn more about Term Loans

Revenue-Based Financing

$10K - $250K

Fast working capital based on your monthly shop revenue.

Learn more about Revenue-Based Financing

FAQs

How fast can I get funded?

Most applications receive a decision within 24-72 hours. Funding can happen as quickly as 1-3 business days after approval, depending on the loan type.

What credit score do I need?

We work with various credit profiles. While higher scores help, we focus on your business revenue and cash flow. Many of our clients have been approved with less-than-perfect credit.

Do I need collateral?

It depends on the funding type. Many of our programs are unsecured or require minimal collateral. We'll find the best option for your situation.

Can startups apply?

Yes! While we prefer businesses with at least 6 months of operating history, we have programs for newer businesses with strong revenue and personal credit.

Apply for Auto Repair Shops Business Financing

Get pre-qualified in minutes. No obligation, no credit impact.

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