For Gift Stores

Business Line of Credit for Gift Stores

Stock holiday and seasonal inventory ahead of every rush.

(866) 283-0952

How Gift Stores Use Their Line of Credit

Working capital that flexes with your business — draw on it when you need it, pay it down, and reuse it again. Built for the realities of running a gift store business.

  • Holiday inventory
  • Display fixtures
  • POS upgrades
  • Online store launch

Line of Credit Snapshot

Credit Limits$10,000 – $250,000+
Approval Time24 hours or less
Funding SpeedSame day after approval
RepaymentRevolving — pay down and re-borrow
InterestOnly on funds used, not the full limit
Use of FundsAny business need — no restrictions

Apply for a Gift Store Line of Credit

Get pre-qualified in minutes. We work with gift stores nationwide.