Tampa's combination of no state income tax, Florida Housing's robust LIHTC program, and local CRA incentives makes it one of the most attractive affordable housing investment markets in the Southeast. Rapid population growth has created significant demand for both market-rate and affordable units.
These programs are available specifically to investors and developers in the Tampa, FL market.
Community Redevelopment Areas in East Tampa, West Tampa, and Drew Park providing TIF-funded incentives for housing and commercial development.
Learn moreState Apartment Incentive Loan providing low-interest gap financing for affordable multifamily housing, often combined with LIHTC.
Learn moreState Housing Initiatives Partnership funds for affordable housing production and homebuyer assistance in Hillsborough County.
City program supporting the development of affordable housing on vacant and underutilized lots in established neighborhoods.
Low-Income Housing Tax Credits are the largest source of affordable housing financing in the U.S. In Florida, credits are allocated by Florida Housing Finance Corporation.
Credits are allocated by Florida Housing Finance Corporation through their Qualified Allocation Plan (QAP), which outlines scoring criteria and priorities.
View Florida Housing Finance Corporation LIHTC ProgramNo state income tax — maximizing LIHTC and rental income returns
CRA districts offer TIF incentives in emerging neighborhoods
Florida SAIL provides gap financing to make affordable deals work
Strong population growth driving affordable housing demand
FundNow Capital provides DSCR loans, bridge financing, and portfolio loans that complement government incentive programs in Tampa.
Qualify using Section 8 rental income — government-backed rents strengthen your DSCR ratio.
Learn moreShort-term financing to acquire and stabilize properties before permanent LIHTC or agency financing.
Learn moreFinance multiple properties in Tampa's Opportunity Zones under a single loan structure.
Learn moreTell us about your Tampa investment plans. We'll match you with the best financing options within 24 hours.