Texas Programs

Government Grants & Incentives for Real Estate Investors in San Antonio

San Antonio is one of the most affordable major metros in Texas, with a growing affordable housing need and active TDHCA LIHTC program. The city's inner city reinvestment zones and Bexar County programs provide supplemental incentives for developers.

24 designated tracts
Opportunity Zones
$1,198
Section 8 (2-BR)
LIHTC
Tax Credits Available
4
Local Programs

State Housing Finance Agency

Texas Department of Housing and Community Affairs (TDHCA)

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Public Housing Authority

San Antonio Housing Authority (SAHA)

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Local Programs

San Antonio Government Incentive Programs

These programs are available specifically to investors and developers in the San Antonio, TX market.

San Antonio TIRZ Districts

Multiple Tax Increment Reinvestment Zones capturing property tax growth to fund infrastructure and housing improvements.

TDHCA LIHTC Program

Texas's large LIHTC allocation pool with San Antonio receiving competitive allocations due to population growth.

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SAHA Choice Neighborhoods Initiative

HUD-funded initiative transforming distressed public housing into mixed-income communities with private investment.

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Bexar County CDBG/HOME

Federal community development and HOME funds for affordable housing production and rehabilitation.

LIHTC Tax Credits in Texas

Low-Income Housing Tax Credits are the largest source of affordable housing financing in the U.S. In Texas, credits are allocated by TDHCA.

How LIHTC Works

  • Dollar-for-dollar federal tax credit over 10 years
  • 9% competitive credits for new construction
  • 4% credits paired with tax-exempt bonds
  • 15-year compliance period for affordable rents

Texas Allocator

Credits are allocated by TDHCA through their Qualified Allocation Plan (QAP), which outlines scoring criteria and priorities.

View TDHCA LIHTC Program
Investor Tips

Why Invest in San Antonio?

No state income tax maximizes investment returns

One of the most affordable major metros in Texas

Choice Neighborhoods creating mixed-income investment opportunities

Military installations create consistent housing demand

Finance Government-Incentivized Properties in San Antonio

FundNow Capital provides DSCR loans, bridge financing, and portfolio loans that complement government incentive programs in San Antonio.

DSCR Loans

Qualify using Section 8 rental income — government-backed rents strengthen your DSCR ratio.

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Bridge Loans

Short-term financing to acquire and stabilize properties before permanent LIHTC or agency financing.

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Portfolio Loans

Finance multiple properties in San Antonio's Opportunity Zones under a single loan structure.

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Frequently Asked Questions

Get Financing for Investment Properties in San Antonio

Tell us about your San Antonio investment plans. We'll match you with the best financing options within 24 hours.

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