Rhode Island Programs

Government Grants & Incentives for Real Estate Investors in Providence

Providence benefits from Rhode Island Housing's LIHTC program and the state's Historic Preservation Tax Credit, creating opportunities to layer federal and state incentives for affordable housing rehabilitation.

8 designated tracts
Opportunity Zones
$1,350
Section 8 (2-BR)
LIHTC
Tax Credits Available
4
Local Programs

State Housing Finance Agency

Rhode Island Housing

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Public Housing Authority

Providence Housing Authority

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Local Programs

Providence Government Incentive Programs

These programs are available specifically to investors and developers in the Providence, RI market.

RI Housing LIHTC Program

Rhode Island allocates LIHTC credits through RI Housing for affordable multifamily development.

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RI Historic Preservation Tax Credit

State historic tax credit for qualifying rehabilitation of certified historic structures, frequently combined with LIHTC.

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Providence Redevelopment Agency

City agency providing TIF and other incentives for housing and commercial development in designated areas.

City of Providence CDBG/HOME

Federal community development funds for affordable housing and neighborhood improvement.

LIHTC Tax Credits in Rhode Island

Low-Income Housing Tax Credits are the largest source of affordable housing financing in the U.S. In Rhode Island, credits are allocated by RI Housing.

How LIHTC Works

  • Dollar-for-dollar federal tax credit over 10 years
  • 9% competitive credits for new construction
  • 4% credits paired with tax-exempt bonds
  • 15-year compliance period for affordable rents

Rhode Island Allocator

Credits are allocated by RI Housing through their Qualified Allocation Plan (QAP), which outlines scoring criteria and priorities.

View RI Housing LIHTC Program
Investor Tips

Why Invest in Providence?

RI Historic Preservation Tax Credit creates layered incentive opportunities

8 Opportunity Zones in South Providence and other emerging neighborhoods

Proximity to Boston creates commuter rental demand

Rich architectural heritage ideal for historic rehabilitation projects

Finance Government-Incentivized Properties in Providence

FundNow Capital provides DSCR loans, bridge financing, and portfolio loans that complement government incentive programs in Providence.

DSCR Loans

Qualify using Section 8 rental income — government-backed rents strengthen your DSCR ratio.

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Bridge Loans

Short-term financing to acquire and stabilize properties before permanent LIHTC or agency financing.

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Portfolio Loans

Finance multiple properties in Providence's Opportunity Zones under a single loan structure.

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Frequently Asked Questions

Get Financing for Investment Properties in Providence

Tell us about your Providence investment plans. We'll match you with the best financing options within 24 hours.

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