Oregon Programs

Government Grants & Incentives for Real Estate Investors in Portland

Portland's Metro Housing Bond, Oregon Housing and Community Services LIHTC program, and local inclusionary zoning create a comprehensive incentive ecosystem for affordable housing investors. The city's strong tenant protections ensure stable, long-term rental income.

19 designated tracts
Opportunity Zones
$1,764
Section 8 (2-BR)
LIHTC
Tax Credits Available
4
Local Programs

State Housing Finance Agency

Oregon Housing and Community Services (OHCS)

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Public Housing Authority

Home Forward (Portland Housing Authority)

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Local Programs

Portland Government Incentive Programs

These programs are available specifically to investors and developers in the Portland, OR market.

Metro Affordable Housing Bond

$653M regional bond measure funding affordable housing production across the Portland metro area.

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Portland Housing Bureau Programs

Multiple gap financing and incentive programs for affordable housing development in Portland.

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OHCS LIHTC Program

Oregon allocates LIHTC credits with a QAP that favors projects serving extremely low-income populations.

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Portland Inclusionary Housing

Requires 20% of units at 80% AMI in buildings with 20+ units, or 10% at 60% AMI with a tax exemption.

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LIHTC Tax Credits in Oregon

Low-Income Housing Tax Credits are the largest source of affordable housing financing in the U.S. In Oregon, credits are allocated by OHCS.

How LIHTC Works

  • Dollar-for-dollar federal tax credit over 10 years
  • 9% competitive credits for new construction
  • 4% credits paired with tax-exempt bonds
  • 15-year compliance period for affordable rents

Oregon Allocator

Credits are allocated by OHCS through their Qualified Allocation Plan (QAP), which outlines scoring criteria and priorities.

View OHCS LIHTC Program
Investor Tips

Why Invest in Portland?

$653M Metro Bond is one of the largest regional housing bonds in the U.S.

Inclusionary housing tax exemption offsets the cost of affordable units

19 Opportunity Zones in east Portland and inner neighborhoods

Oregon has no sales tax — reducing construction and operating costs

Finance Government-Incentivized Properties in Portland

FundNow Capital provides DSCR loans, bridge financing, and portfolio loans that complement government incentive programs in Portland.

DSCR Loans

Qualify using Section 8 rental income — government-backed rents strengthen your DSCR ratio.

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Bridge Loans

Short-term financing to acquire and stabilize properties before permanent LIHTC or agency financing.

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Portfolio Loans

Finance multiple properties in Portland's Opportunity Zones under a single loan structure.

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Frequently Asked Questions

Get Financing for Investment Properties in Portland

Tell us about your Portland investment plans. We'll match you with the best financing options within 24 hours.

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