Florida Programs

Government Grants & Incentives for Real Estate Investors in Orlando

Orlando's rapidly growing population and tourism-driven economy have created a significant affordable housing gap. Florida Housing's programs, combined with Orange County's housing trust fund and local incentives, provide multiple avenues for investors targeting affordable development.

14 designated tracts
Opportunity Zones
$1,546
Section 8 (2-BR)
LIHTC
Tax Credits Available
4
Local Programs

State Housing Finance Agency

Florida Housing Finance Corporation

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Public Housing Authority

Orlando Housing Authority

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Local Programs

Orlando Government Incentive Programs

These programs are available specifically to investors and developers in the Orlando, FL market.

Orange County Housing Trust Fund

Dedicated fund supporting affordable housing production and preservation in the Orlando metro area.

Florida Housing LIHTC & SAIL

9% and 4% LIHTC credits plus SAIL gap financing available for affordable multifamily developments in Orange County.

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Orlando CDBG/HOME Funding

Federal community development and HOME funds distributed by the City of Orlando for affordable housing initiatives.

Orange County Impact Fee Waiver

Waiver of development impact fees for qualifying affordable housing projects, reducing per-unit development costs.

LIHTC Tax Credits in Florida

Low-Income Housing Tax Credits are the largest source of affordable housing financing in the U.S. In Florida, credits are allocated by Florida Housing Finance Corporation.

How LIHTC Works

  • Dollar-for-dollar federal tax credit over 10 years
  • 9% competitive credits for new construction
  • 4% credits paired with tax-exempt bonds
  • 15-year compliance period for affordable rents

Florida Allocator

Credits are allocated by Florida Housing Finance Corporation through their Qualified Allocation Plan (QAP), which outlines scoring criteria and priorities.

View Florida Housing Finance Corporation LIHTC Program
Investor Tips

Why Invest in Orlando?

Impact fee waivers can save $10,000+ per unit on new affordable construction

Tourism workforce needs affordable housing — creating consistent demand

No state income tax amplifies investment returns

Growing population driving housing prices higher, increasing Section 8 payment standards

Finance Government-Incentivized Properties in Orlando

FundNow Capital provides DSCR loans, bridge financing, and portfolio loans that complement government incentive programs in Orlando.

DSCR Loans

Qualify using Section 8 rental income — government-backed rents strengthen your DSCR ratio.

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Bridge Loans

Short-term financing to acquire and stabilize properties before permanent LIHTC or agency financing.

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Portfolio Loans

Finance multiple properties in Orlando's Opportunity Zones under a single loan structure.

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Frequently Asked Questions

Get Financing for Investment Properties in Orlando

Tell us about your Orlando investment plans. We'll match you with the best financing options within 24 hours.

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