Miami offers investors a unique combination of no state income tax, high Fair Market Rents, and active community redevelopment agencies. The city's LIHTC pipeline is robust, and several local programs provide gap financing for affordable housing development.
These programs are available specifically to investors and developers in the Miami, FL market.
Documentary surtax revenue funds affordable housing development, including loans to developers at below-market rates.
Learn moreLow-interest loans to developers of affordable multifamily housing, often combined with LIHTC.
Learn moreCommunity Redevelopment Agencies in Overtown, Wynwood, and Omni provide TIF-funded incentives for mixed-use and housing projects.
Learn moreState Housing Initiatives Partnership provides funds to local governments for affordable housing production and rehabilitation.
Learn moreLow-Income Housing Tax Credits are the largest source of affordable housing financing in the U.S. In Florida, credits are allocated by Florida Housing Finance Corporation.
Credits are allocated by Florida Housing Finance Corporation through their Qualified Allocation Plan (QAP), which outlines scoring criteria and priorities.
View Florida Housing Finance Corporation LIHTC ProgramNo state income tax maximizes after-tax returns on LIHTC investments
Miami-Dade has 67 Opportunity Zones — the most in any Florida county
Extremely high Section 8 payment standards due to housing costs
CRA districts offer significant TIF incentives for redevelopment
FundNow Capital provides DSCR loans, bridge financing, and portfolio loans that complement government incentive programs in Miami.
Qualify using Section 8 rental income — government-backed rents strengthen your DSCR ratio.
Learn moreShort-term financing to acquire and stabilize properties before permanent LIHTC or agency financing.
Learn moreFinance multiple properties in Miami's Opportunity Zones under a single loan structure.
Learn moreTell us about your Miami investment plans. We'll match you with the best financing options within 24 hours.