Florida Programs

Government Grants & Incentives for Real Estate Investors in Jacksonville

Jacksonville is the largest city by land area in the continental U.S., with significant affordable housing needs in its urban core. The Duval County HFA, combined with Florida Housing's statewide programs, provides accessible incentives for investors looking at affordable development.

22 designated tracts
Opportunity Zones
$1,332
Section 8 (2-BR)
LIHTC
Tax Credits Available
4
Local Programs

State Housing Finance Agency

Florida Housing Finance Corporation

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Public Housing Authority

Jacksonville Housing Authority

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Local Programs

Jacksonville Government Incentive Programs

These programs are available specifically to investors and developers in the Jacksonville, FL market.

Jacksonville Housing Finance Authority

Issues mortgage revenue bonds and provides financing tools for affordable housing development in Duval County.

Jacksonville SHIP Program

State Housing Initiatives Partnership funds for affordable housing production, rehabilitation, and homebuyer assistance.

Northwest Jacksonville Economic Development Fund

Targeted incentives for development in historically underserved northwest Jacksonville neighborhoods.

Florida Housing LIHTC

9% and 4% LIHTC credits available for Jacksonville-area affordable multifamily developments.

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LIHTC Tax Credits in Florida

Low-Income Housing Tax Credits are the largest source of affordable housing financing in the U.S. In Florida, credits are allocated by Florida Housing Finance Corporation.

How LIHTC Works

  • Dollar-for-dollar federal tax credit over 10 years
  • 9% competitive credits for new construction
  • 4% credits paired with tax-exempt bonds
  • 15-year compliance period for affordable rents

Florida Allocator

Credits are allocated by Florida Housing Finance Corporation through their Qualified Allocation Plan (QAP), which outlines scoring criteria and priorities.

View Florida Housing Finance Corporation LIHTC Program
Investor Tips

Why Invest in Jacksonville?

Large city with affordable land for new affordable housing construction

22 Opportunity Zones concentrated in high-need urban core areas

No state income tax benefits all investment types

Northwest Jacksonville is heavily targeted for revitalization incentives

Finance Government-Incentivized Properties in Jacksonville

FundNow Capital provides DSCR loans, bridge financing, and portfolio loans that complement government incentive programs in Jacksonville.

DSCR Loans

Qualify using Section 8 rental income — government-backed rents strengthen your DSCR ratio.

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Bridge Loans

Short-term financing to acquire and stabilize properties before permanent LIHTC or agency financing.

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Portfolio Loans

Finance multiple properties in Jacksonville's Opportunity Zones under a single loan structure.

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Frequently Asked Questions

Get Financing for Investment Properties in Jacksonville

Tell us about your Jacksonville investment plans. We'll match you with the best financing options within 24 hours.

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