North Dakota Programs

Government Grants & Incentives for Real Estate Investors in Fargo

Fargo's growing economy and North Dakota Housing Finance Agency's LIHTC program create opportunities in one of the most affordable markets in the U.S. The city's Renaissance Zone provides unique property tax exemptions.

4 designated tracts
Opportunity Zones
$1,000
Section 8 (2-BR)
LIHTC
Tax Credits Available
4
Local Programs

State Housing Finance Agency

North Dakota Housing Finance Agency (NDHFA)

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Public Housing Authority

Fargo Housing and Redevelopment Authority

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Local Programs

Fargo Government Incentive Programs

These programs are available specifically to investors and developers in the Fargo, ND market.

NDHFA LIHTC Program

North Dakota allocates LIHTC credits through NDHFA for affordable housing development.

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Fargo Renaissance Zone

5-year property tax exemption and state income tax exemption for qualifying investments in the designated renaissance zone.

City of Fargo CDBG/HOME

Federal community development funds for affordable housing and community improvement.

NDHFA Housing Incentive Fund (HIF)

State fund providing gap financing to make affordable housing projects financially feasible.

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LIHTC Tax Credits in North Dakota

Low-Income Housing Tax Credits are the largest source of affordable housing financing in the U.S. In North Dakota, credits are allocated by NDHFA.

How LIHTC Works

  • Dollar-for-dollar federal tax credit over 10 years
  • 9% competitive credits for new construction
  • 4% credits paired with tax-exempt bonds
  • 15-year compliance period for affordable rents

North Dakota Allocator

Credits are allocated by NDHFA through their Qualified Allocation Plan (QAP), which outlines scoring criteria and priorities.

View NDHFA LIHTC Program
Investor Tips

Why Invest in Fargo?

Renaissance Zone provides 5-year property tax AND income tax exemptions

Housing Incentive Fund provides unique state-level gap financing

Growing tech and ag economy driving housing demand

Very limited competition for LIHTC credits

Finance Government-Incentivized Properties in Fargo

FundNow Capital provides DSCR loans, bridge financing, and portfolio loans that complement government incentive programs in Fargo.

DSCR Loans

Qualify using Section 8 rental income — government-backed rents strengthen your DSCR ratio.

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Bridge Loans

Short-term financing to acquire and stabilize properties before permanent LIHTC or agency financing.

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Portfolio Loans

Finance multiple properties in Fargo's Opportunity Zones under a single loan structure.

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Frequently Asked Questions

Get Financing for Investment Properties in Fargo

Tell us about your Fargo investment plans. We'll match you with the best financing options within 24 hours.

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