Charlotte is one of the fastest-growing cities in the Southeast with a significant affordable housing shortage. The NC Housing Finance Agency's LIHTC program, combined with Mecklenburg County's Housing Trust Fund, creates compelling incentive stacks for investors.
These programs are available specifically to investors and developers in the Charlotte, NC market.
City-funded trust providing gap financing for affordable housing development, with $50M+ allocated for housing production.
Learn moreNorth Carolina's competitive 9% LIHTC program with a QAP that favors projects in high-growth, high-need areas like Charlotte.
Learn moreHOME funds distributed through the county for affordable rental housing development and homebuyer assistance.
Targeted investment in historically underserved corridors with infrastructure, housing, and commercial incentives.
Low-Income Housing Tax Credits are the largest source of affordable housing financing in the U.S. In North Carolina, credits are allocated by NCHFA.
Credits are allocated by NCHFA through their Qualified Allocation Plan (QAP), which outlines scoring criteria and priorities.
View NCHFA LIHTC ProgramCharlotte's population growth is driving a 30,000+ unit affordable housing deficit
Housing Trust Fund provides gap financing to make projects pencil out
NCHFA QAP favors high-growth metros like Charlotte
Strong Section 8 demand with consistent payment standard increases
FundNow Capital provides DSCR loans, bridge financing, and portfolio loans that complement government incentive programs in Charlotte.
Qualify using Section 8 rental income — government-backed rents strengthen your DSCR ratio.
Learn moreShort-term financing to acquire and stabilize properties before permanent LIHTC or agency financing.
Learn moreFinance multiple properties in Charlotte's Opportunity Zones under a single loan structure.
Learn moreTell us about your Charlotte investment plans. We'll match you with the best financing options within 24 hours.