Boston's high housing costs have driven aggressive affordable housing policies, with MassHousing's LIHTC program and the city's Inclusionary Development Policy creating layered incentives. The Boston Planning & Development Agency supports qualifying projects with density bonuses.
These programs are available specifically to investors and developers in the Boston, MA market.
Requires 13% affordable units in projects over 10 units, with linkage fees funding the city's affordable housing trust.
Learn moreMassachusetts allocates one of the larger LIHTC pools in the Northeast, with Boston receiving significant allocation.
Learn moreDedicated trust fund providing gap financing for affordable housing development in Boston neighborhoods.
Property tax surcharge generating dedicated funds for affordable housing, historic preservation, and open space.
Low-Income Housing Tax Credits are the largest source of affordable housing financing in the U.S. In Massachusetts, credits are allocated by DHCD / MassHousing.
Credits are allocated by DHCD / MassHousing through their Qualified Allocation Plan (QAP), which outlines scoring criteria and priorities.
View DHCD / MassHousing LIHTC ProgramVery high Section 8 payment standards ($2,489 for 2-BR) support strong cash flow
CPA funds provide an additional financing layer unique to Massachusetts
IDP linkage fees create a dedicated affordable housing funding stream
15 Opportunity Zones in neighborhoods like Roxbury, Dorchester, and Mattapan
FundNow Capital provides DSCR loans, bridge financing, and portfolio loans that complement government incentive programs in Boston.
Qualify using Section 8 rental income — government-backed rents strengthen your DSCR ratio.
Learn moreShort-term financing to acquire and stabilize properties before permanent LIHTC or agency financing.
Learn moreFinance multiple properties in Boston's Opportunity Zones under a single loan structure.
Learn moreTell us about your Boston investment plans. We'll match you with the best financing options within 24 hours.