Idaho Programs

Government Grants & Incentives for Real Estate Investors in Boise

Boise's explosive population growth has created a critical affordable housing shortage. Idaho Housing and Finance Association's LIHTC program, combined with limited local incentives, makes this market competitive for investors who can navigate the programs.

8 designated tracts
Opportunity Zones
$1,380
Section 8 (2-BR)
LIHTC
Tax Credits Available
4
Local Programs

State Housing Finance Agency

Idaho Housing and Finance Association (IHFA)

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Public Housing Authority

Boise City/Ada County Housing Authorities

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Local Programs

Boise Government Incentive Programs

These programs are available specifically to investors and developers in the Boise, ID market.

IHFA LIHTC Program

Idaho allocates LIHTC credits through IHFA, with the Boise metro receiving priority due to rapid growth and housing needs.

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Boise Urban Renewal Agency

TIF-funded incentives for housing and commercial development in designated urban renewal areas.

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Ada County HOME/CDBG

Federal community development funds for affordable housing and community improvement in Ada County.

Idaho Housing Trust Fund

State fund providing gap financing for affordable housing development and preservation.

LIHTC Tax Credits in Idaho

Low-Income Housing Tax Credits are the largest source of affordable housing financing in the U.S. In Idaho, credits are allocated by IHFA.

How LIHTC Works

  • Dollar-for-dollar federal tax credit over 10 years
  • 9% competitive credits for new construction
  • 4% credits paired with tax-exempt bonds
  • 15-year compliance period for affordable rents

Idaho Allocator

Credits are allocated by IHFA through their Qualified Allocation Plan (QAP), which outlines scoring criteria and priorities.

View IHFA LIHTC Program
Investor Tips

Why Invest in Boise?

One of the fastest-growing MSAs in the U.S. — extreme housing demand

Limited affordable housing supply creates strong competition for Section 8 units

Urban Renewal Agency provides TIF incentives in key growth areas

Rising FMRs tracking rapid housing cost increases

Finance Government-Incentivized Properties in Boise

FundNow Capital provides DSCR loans, bridge financing, and portfolio loans that complement government incentive programs in Boise.

DSCR Loans

Qualify using Section 8 rental income — government-backed rents strengthen your DSCR ratio.

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Bridge Loans

Short-term financing to acquire and stabilize properties before permanent LIHTC or agency financing.

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Portfolio Loans

Finance multiple properties in Boise's Opportunity Zones under a single loan structure.

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Frequently Asked Questions

Get Financing for Investment Properties in Boise

Tell us about your Boise investment plans. We'll match you with the best financing options within 24 hours.

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