Birmingham offers extremely affordable acquisition costs combined with Alabama Housing Finance Authority's LIHTC program and the city's Opportunity Zone investments. The historic Civil Rights District is attracting significant redevelopment interest.
These programs are available specifically to investors and developers in the Birmingham, AL market.
Alabama allocates LIHTC credits through AHFA, with Birmingham receiving strong allocation for affordable housing development.
Learn moreEconomic development programs supporting commercial and residential investment in downtown Birmingham districts.
Learn moreFederal community development funds for affordable housing and neighborhood revitalization in Jefferson County.
State historic rehabilitation tax credits for qualifying properties in Birmingham's historic districts.
Low-Income Housing Tax Credits are the largest source of affordable housing financing in the U.S. In Alabama, credits are allocated by AHFA.
Credits are allocated by AHFA through their Qualified Allocation Plan (QAP), which outlines scoring criteria and priorities.
View AHFA LIHTC ProgramExtremely low acquisition costs — among the most affordable major cities
24 Opportunity Zones in rapidly revitalizing areas
Historic districts offer layered historic + LIHTC tax credit opportunities
REV Birmingham is catalyzing downtown residential investment
FundNow Capital provides DSCR loans, bridge financing, and portfolio loans that complement government incentive programs in Birmingham.
Qualify using Section 8 rental income — government-backed rents strengthen your DSCR ratio.
Learn moreShort-term financing to acquire and stabilize properties before permanent LIHTC or agency financing.
Learn moreFinance multiple properties in Birmingham's Opportunity Zones under a single loan structure.
Learn moreTell us about your Birmingham investment plans. We'll match you with the best financing options within 24 hours.