Baltimore's Enterprise Zone tax credits, Maryland's LIHTC program, and the city's numerous reinvestment incentives make it one of the most incentive-rich cities for affordable housing investors in the Mid-Atlantic region.
These programs are available specifically to investors and developers in the Baltimore, MD market.
10-year property tax credits for new or expanding businesses in designated enterprise zones — up to 80% credit in year one.
Learn moreMaryland allocates LIHTC credits with strong emphasis on Baltimore City revitalization and community development.
Learn moreHistoric tax credit for rehabilitation of historic structures, combinable with federal Historic Tax Credits for layered incentives.
City program offering streamlined permitting, financing assistance, and code enforcement to revitalize vacant properties.
Learn moreLow-Income Housing Tax Credits are the largest source of affordable housing financing in the U.S. In Maryland, credits are allocated by Maryland DHCD.
Credits are allocated by Maryland DHCD through their Qualified Allocation Plan (QAP), which outlines scoring criteria and priorities.
View Maryland DHCD LIHTC ProgramEnterprise Zone credits provide up to 80% property tax reduction in year one
Layer city, state, and federal historic tax credits for maximum benefit
42 Opportunity Zones with extremely low acquisition costs
Vacants to Value program facilitates acquisition of distressed properties
FundNow Capital provides DSCR loans, bridge financing, and portfolio loans that complement government incentive programs in Baltimore.
Qualify using Section 8 rental income — government-backed rents strengthen your DSCR ratio.
Learn moreShort-term financing to acquire and stabilize properties before permanent LIHTC or agency financing.
Learn moreFinance multiple properties in Baltimore's Opportunity Zones under a single loan structure.
Learn moreTell us about your Baltimore investment plans. We'll match you with the best financing options within 24 hours.