Tennessee Hard Money Loans 

Hard Money Lending Solutions for Real Estate Investors Of All Experience Levels


  • Loan Programs Designed For The Tennessee Market
     
  • Fix & Flip, New Construction, DSCR, 1 Time Close, Bridge Loans, & More
     
  • Up To 93% LTC, 75% ARV
     
  • Appraisals Not Required On Most Loans


Financing For Tennessee Real Estate Investors. Get Started Today.

Financing Solutions Tailored to Tennessee Investors

Tennessee DSCR & Hard Money Lending Solutions

Tennessee’s real estate market is booming, offering investors a mix of urban growth, suburban expansion, and vacation rental opportunities. From the vibrant streets of Nashville and Memphis to the scenic landscapes of Gatlinburg and the Smoky Mountains, Tennessee’s property market continues to attract new residents, tourists, and businesses. With home values rising by 6.7% year-over-year and rental demand increasing across the state, investors are finding ample opportunities for fix-and-flips, rental properties, and new construction.


At FundNow Capital, we facilitate customized loan solutions that cater to Tennessee’s dynamic real estate market. Whether you’re flipping properties in Knoxville, building short-term rentals near Pigeon Forge, or expanding rental portfolios in Chattanooga, our range of fix-and-flip loans, DSCR loans, bridge loans, and new construction financing ensures you have the capital to act quickly and maximize your returns.

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A Snapshot Of The Real Estate Investor Market In Tennessee

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+ 6.7%

Year over year median home value increase in Tennessee




Source: Zillow, 2023

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$4.2B

Tourism revenue in the Smoky Mountains in 2023, driving vacation rental demand


Source: Tennessee Department of Tourist Development, 2023

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+ 7.9%

Increase in Nashville rental prices year over year





Source: Apartment List, 2023

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15%

Percentage of all Tennessee home sales purchased by investors




Source: CoreLogic, 2023

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140,000

New residents moved to Tennessee in 2023





Source: U.S. Census Bureau, 2023





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Top Real Estate Markets for Investment in Tennessee


Tennessee’s real estate market is as diverse as the state itself, offering opportunities that span from bustling metropolitan hubs to charming small towns and scenic tourist destinations. Whether you’re interested in flipping properties, expanding rental portfolios, or investing in new developments, Tennessee provides numerous high-growth areas where real estate investors can thrive.

Nashville – The Heart of Tennessee’s Growth
Nashville continues to dominate as one of the fastest-growing cities in the U.S. Known as “Music City,” Nashville isn’t just a cultural hotspot – it’s also a hub for job growth and innovation. The city saw home values rise by over 7% in 2023, and the rental market remains strong, with rent prices increasing by 7.9% year-over-year.

Key Neighborhoods: East Nashville, Germantown, 12 South, The Gulch, Green Hills
Best Investment Strategies: Long-term rentals, fix-and-flip projects, and new construction

Knoxville – Affordable and Expanding
Knoxville offers an appealing mix of affordability, economic growth, and a high quality of life. The city’s real estate market is driven by a growing population, a thriving university presence, and proximity to the Great Smoky Mountains.

Key Neighborhoods: Downtown, Old City, North Hills, South Knoxville
Best Investment Strategies: Fix-and-flips, student housing, and multifamily rentals

Memphis – High Rental Yields and Affordable Properties
Memphis is known for its affordability and strong rental yield potential, making it one of the best cities in Tennessee for cash-flow investors. With home prices below the national average and rental demand increasing, Memphis presents excellent opportunities for fix-and-flip projects as well as long-term rentals.

Key Neighborhoods: Midtown, Cooper-Young, South Main, Binghampton
Best Investment Strategies: Multifamily rentals, single-family rentals, and rehab projects

Gatlinburg and Pigeon Forge – Short-Term Rental Hotspots
As gateways to the Great Smoky Mountains National Park,
Gatlinburg and Pigeon Forge attract millions of tourists annually. This region is a goldmine for short-term rental investors.

Key Areas: Downtown Gatlinburg, Chalet Village, Pigeon Forge Parkway
Best Investment Strategies: Short-term vacation rentals, cabins, and luxury lodges

Chattanooga – Growing Tech and Outdoor Appeal
Chattanooga is emerging as a tech hub while maintaining its reputation as one of the best outdoor destinations in Tennessee. The city’s downtown revitalization and increased demand for rentals contribute to rising property values.

Key Neighborhoods: Northshore, Southside, St. Elmo
Best Investment Strategies: Long-term rentals, new construction, and historic property flips

Murfreesboro – Suburban Growth on the Rise
Murfreesboro is experiencing rapid growth as families and professionals seek more affordable housing options while remaining close to Nashville.

Key Areas: Blackman, North Murfreesboro
Best Investment Strategies: Single-family rentals, fix-and-flip projects

Franklin – Luxury Market with High Appreciation
Franklin is known for its upscale communities and historic charm. This affluent suburb consistently ranks among the best places to live in Tennessee, with home values appreciating steadily year-over-year.

Key Areas: Downtown Franklin, Westhaven
Best Investment Strategies: Luxury flips, high-end rentals

Clarksville – Emerging Military and Workforce Housing Market
Home to Fort Campbell,
Clarksville’s rental market is driven by military personnel and their families. The city is also one of the fastest-growing in Tennessee.

Key Areas: Downtown, Sango
Best Investment Strategies: Single-family rentals, military housing, multifamily properties

Start Investing in Tennessee Real Estate with FundNow Capital

Tennessee’s real estate market is thriving, offering opportunities for investors across various strategies—from fix-and-flips to rental properties and new construction. With FundNow Capital’s tailored loan products, fast approvals, and flexible terms, you’ll have the financing solutions you need to capitalize on this growing market.

Let us help you unlock the potential of Tennessee’s booming real estate market. Contact FundNow Capital today to explore our loan options and start building your real estate portfolio.