North Carolina Hard Money Loans 

Hard Money Lending Solutions for Real Estate Investors Of All Experience Levels


  • Loan Programs Designed For The Tennessee Market
     
  • Fix & Flip, New Construction, DSCR, 1 Time Close, Bridge Loans, & More
     
  • Up To 93% LTC, 75% ARV
     
  • Appraisals Not Required On Most Loans


Financing For Michigan Real Estate Investors. Get Started Today.

Specialized Real Estate Financing Solutions for Real Estate Investors In North Carolina

Discover the investment potential of North Carolina’s booming real estate market with FundNow Capital's tailored financing solutions. From the high-growth urban centers of Charlotte and Raleigh to the scenic and in-demand areas along the coast and in the Blue Ridge Mountains, North Carolina offers diverse opportunities for investors across property types. Our loan products—ranging from fix and flip loans and DSCR loans to new construction financing and bridge loans—are designed to provide fast approvals, flexible terms, and the local market expertise needed to succeed in North Carolina’s competitive market.


At FundNow Capital, we provide fast, flexible, and investor-centric financing solutions to help you maximize North Carolina real estate potential. Whether you’re revitalizing properties in Asheville’s historic neighborhoods, expanding rental portfolios in Durham, or developing new projects in Wilmington, FundNow Capital  is here to support your goals with financing options that keep up with North Carolina’s strong demand and rising property values.

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A Snapshot Of The Real Estate Investor Market In Tennessee

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+ 7.1%

Year over year median home value increase in Michigan



Source: Zillow, 2023

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$68,000

Average gross profit per flip in North Carolina



Source: ATTOM Data Solutions, 2023

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+8%


Increase in Charlotte, NC rental prices year over year



Source: Apartment List, 2023



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17%

Percentage of all North Carolina home sales purchased by investors


Source: CoreLogic, 2023

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100,000

New residents moved to North Carolina in 2023


Source: U.S. Census Bureau, 2023





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"States We Serve, Funding You Deserve We're Here to Make It Happen!"

North Carolina Real Estate Investment: Financing Solutions for a Booming Market

North Carolina’s real estate market is one of the most investor-attractive in the Southeast, offering a winning mix of rapid home appreciation, steady rental demand, and a growing population. From the fast-paced urban hubs of Charlotte and Raleigh to the scenic mountain views in Asheville and coastal charm in Wilmington, the state presents real estate investors with diverse and profitable opportunities. Whether you're flipping homes, expanding your rental portfolio, or launching new developments, success in this market requires access to fast, flexible, and investor-focused funding.

FundNow Capital delivers powerful lending solutions designed for today’s real estate investors. With a network of over 80 lenders and an emphasis on speed, flexibility, and real-world underwriting, our loan products—ranging from Fix and Flip, DSCR, and New Construction Loans to Bridge Financing—are built to help you act decisively and scale with confidence.


Why North Carolina Is a Prime Market for Real Estate Investors


1. Rising Home Values Across Key Markets
Home prices across North Carolina jumped 7.1% year-over-year in 2023, with
Charlotte, Raleigh, and Durham leading the surge. Limited housing inventory and high demand make this a lucrative environment for both short-term flips and long-term equity-building strategies.


2. Rental Demand Fuels Steady Cash Flow
Rental rates are climbing, especially in urban metros like
Charlotte, where average rents rose 8% in 2023. Newcomers moving for jobs, affordability, and quality of life are driving demand in both cities and suburbs—creating ongoing opportunities for buy-and-hold investors.


3. Growing Investor Activity
Investor transactions accounted for 17% of home purchases statewide in 2023. Markets such as
Asheville, Wilmington, and Raleigh are seeing rising investor interest thanks to favorable returns and stable economic fundamentals.


4. High-Profit Potential for Fix and Flip Projects
With an average gross profit of $68,000 per flip in 2023, North Carolina ranks among the top states for flipping profitability. Neighborhoods in
Greensboro, Durham, and Charlotte present ideal conditions for value-add renovations and resales.


5. Population Growth Drives Long-Term Value
Over 100,000 people moved to North Carolina in 2023 alone, according to the U.S. Census Bureau. This consistent influx fuels demand for both rentals and homeownership, making the state a long-term play for real estate wealth creation.


Financing Solutions from FundNow Capital


FundNow Capital makes real estate investment financing faster, simpler, and more accessible. Here's how our flexible loan options support North Carolina investors at every stage:


🛠️ Fix and Flip Loans – Renovate and Reap Returns


Acquire, renovate, and resell with speed and confidence.


  • Up to 93% LTC: Cover nearly all acquisition and rehab costs
  • Up to 75% LTARV: Maximize leverage with loans based on after-repair value
  • Fast Approvals: Move quickly to capitalize on undervalued properties in hot areas like Charlotte and Raleigh


📊 DSCR Loans – Rental Property Financing Made Easy


Grow your rental portfolio using the property’s income—not your personal financials.


  • No Income Verification
  • Flexible Terms for long-term or short-term rentals
  • Fast Closings: Act fast in competitive markets like Durham, Wilmington, and Asheville


🏗️ New Construction Loans – Build Where It Matters Most


Tap into growing demand with ground-up development funding.


  • Up to 70% LTV for land and construction
  • Flexible Draw Schedules to maintain momentum
  • Support From Start to Finish from FundNow’s experienced team


🔁 Bridge Loans – Flexible Capital for Fast Deals


Short-term funding that fills the gap between purchase and permanent financing.


  • 7–14 Day Closings
  • Terms from 6–24 Months
  • Tailored Loan Amounts based on your project type, from small flips to multi-family


Why Partner With FundNow Capital?


North Carolina offers real estate investors a unique combination of growth, profitability, and long-term security. Whether you're flipping homes in Greensboro, holding short-term rentals in Asheville, or breaking ground in Cary, FundNow Capital equips you with the capital and speed to win in competitive markets.


We do more than just lend—we guide. With our nationwide lender network, lightning-fast approvals, and real estate savvy, FundNow Capital is your edge in North Carolina real estate investing.


Ready to Fund Your Next Investment in North Carolina?

Let’s turn your investment vision into reality—apply now or schedule a free consultation to explore funding options tailored to your goals.