FundNow Capital

At FundNow Capital

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Financing Solutions Tailored for Gun Shop Owners

Owning and operating a gun shop in today’s market is both an opportunity and a challenge. From changing legislation to shifting consumer demand, firearm retailers must constantly adapt to stay competitive. Whether you're stocking high-demand inventory, upgrading security measures, launching a shooting range, or expanding your store, funding that growth can be difficult—especially when traditional banks are unwilling to work with the firearms industry.

That’s where strategic financing from FundNow Capital makes all the difference. As a gun shop owner, you're already balancing inventory costs, compliance requirements, and operational expenses. While reinvesting in your business is essential for long-term success, finding the capital to do so—without sacrificing cash flow—can be tough.

FundNow Capital specializes in flexible, fast, and firearm-friendly business loans that help gun shop owners grow without the red tape. Whether you're expanding your footprint, hiring staff, preparing for seasonal sales surges, or purchasing new product lines, we offer tailored funding solutions built for the unique challenges of the firearms industry.

So, what type of financing fits your goals? That depends on where you're headed—whether it’s upgrading your POS systems, adding a range, expanding your showroom, or securing high-demand ammo and firearms. Some of the most effective loan products for gun shop owners include equipment financing, revenue-based funding, and a revolving business line of credit. These options give you fast access to capital without disrupting daily operations.

The good news? Unlike traditional banks, FundNow Capital welcomes firearm retailers and offers flexible loan terms with high approval rates. Our streamlined process, firearm-industry experience, and customized lending approach make us the preferred funding partner for gun shop owners nationwide.

Let FundNow Capital help you stay locked and loaded for growth—with the funding support you deserve.

The Best Business Loans for Gun Shops

Long-Term Business Loans for Firearm Retailers

Long-term business loans are ideal for established gun stores that need larger amounts of capital with lower interest rates and steady monthly payments. Repayment terms range from 2 to 7 years, with competitive rates starting as low as 7%. Use your loan to expand your store, invest in high-value inventory, enhance security infrastructure, or launch a new shooting range.

Benefits:

• Low interest rates starting at 7%
• Terms from 2 to 7 years
• Great for large-scale upgrades or store expansion
• Higher loan amounts for well-established businesses
  Best suited for gun shop owners with strong financial history and two years or more in operation.

Merchant Cash Advance for Gun Shops

A merchant cash advance is a fast, flexible solution that allows your gun shop to borrow against future sales. Ideal for managing inventory costs or off-season expenses, this funding option offers repayment based on a percentage of your revenue—no fixed monthly payments.

Short-Term Business Loans

Short-term loans give you immediate access to capital with repayment terms typically between 6 to 18 months. Great for replenishing stock after a rush, handling emergency expenses, or preparing for seasonal demand spikes.

Business Line of Credit

A business line of credit offers firearm retailers the flexibility to draw funds as needed and only pay interest on what you use. It’s perfect for covering recurring operational costs, bridging revenue gaps, or taking advantage of time-sensitive deals on bulk inventory.

SBA Loans for Firearms Businesses

If you qualify, SBA loans offer some of the best terms available—low rates, long repayment periods, and higher borrowing limits. FundNow Capital helps you navigate the complex SBA process and improve your chances of approval, even in a tightly regulated industry.

Whether you're operating a single-location gun shop or managing multiple stores across state lines, FundNow Capital provides the funding tools you need to stay competitive, compliant, and profitable.



Apply now online or call 866-201-5370 to speak with a loan advisor who understands your business and respects your industry. Let’s fund your growth—together.

Strategic Financing for Gun Shop Owners in a Politically Hostile Climate

Running a successful gun shop today means navigating more than just inventory and customer demand—it means operating in an environment where political pressures and regulatory threats are constantly shifting. In a country where left-leaning policies increasingly target firearm sales, many gun shop owners find themselves facing roadblocks—not just from lawmakers, but from traditional financial institutions that treat their businesses unfairly.

Even well-established firearm retailers can struggle to access working capital. Banks often refuse to lend to gun shop owners, citing internal policies or political concerns. And when loans are available, they come with unrealistic requirements, excessive red tape, and months of delays. That’s not workable when your shop needs to stock up, expand, or respond quickly to a sales surge.

That’s where FundNow Capital steps in.

We provide strategic financing solutions designed specifically for firearm dealers and gun shop owners—with none of the bias or bureaucracy of traditional banks. Whether you’re looking to upgrade your inventory, add a shooting range, expand your retail space, or cover slow-season expenses, we can help you secure funding fast.

From short-term working capital to long-term expansion loans, equipment financing, and revolving lines of credit, we offer flexible programs that fit the real-world needs of gun shop owners operating in an increasingly regulated and politically sensitive environment.

At FundNow Capital, we respect your business, your rights, and your mission. With fast approvals, flexible terms, and a team that understands the firearms industry, we’re here to help you rise above financial obstacles and keep your shop fully loaded and moving forward.

Apply today or call 866-201-5370 to speak with a funding expert who knows your industry and stands with your business.

At FundNow Capital, we’re committed to making business funding simple, fast, and accessible for gun shop owners. Despite being part of a booming and essential industry, firearm retailers are routinely overlooked or denied by traditional banks. Political pressure, industry stigma, and restrictive lending policies make it difficult—if not impossible—for many gun shops to secure the financing they need, even when business is strong and sales are steady.

The reality is, gun shops often require immediate access to capital—whether it’s to stock high-demand inventory, invest in security upgrades, open a new location, or manage fluctuations in cash flow during slower seasons. Yet most banks demand high credit scores, excessive documentation, and long approval timelines—barriers that just don’t work when your business needs to move fast.

That’s where FundNow Capital comes in.

We provide tailored, firearm-friendly financing solutions designed specifically for the unique needs of gun shop owners. Whether you’re running a single-location shop, a high-volume sporting goods store, or a multi-location firearm retail business, we deliver fast, flexible, and judgment-free funding to support your growth.

Our mission is simple: eliminate the red tape, respect your business, and give you the financial firepower to operate on your terms.

Let FundNow Capital be your trusted partner in building a stronger, more resilient gun shop—no matter what the political climate or traditional lenders have to say.

In today’s rapidly evolving political and social climate, gun shops across the United States are navigating increased scrutiny, shifting regulations, and heightened consumer demand. As discussions around gun control intensify and new laws are proposed at both state and federal levels, many Americans are turning to firearm ownership for personal protection, driving a surge in gun and ammunition sales. At the same time, firearm retailers face growing challenges—from limited access to traditional financing and merchant services to political pressure that threatens their ability to operate freely. Despite these hurdles, the firearms industry remains strong and resilient, supported by responsible business owners and law-abiding citizens exercising their Second Amendment rights. Now more than ever, gun shop owners must be prepared to adapt, grow, and protect their businesses in a landscape where stability is far from guaranteed.

Gun Shop Business Loans Made Simple

At FundNow Capital, we make financing for gun shops simple, fast, and accessible. Our Quick Business Loans—ranging from $50,000 to $5,000,000—are designed to help firearm retailers like you secure the capital needed to expand your store, stock high-demand inventory, upgrade security systems, hire staff, or manage daily operational expenses. Unlike traditional banks that often refuse to work with the firearms industry, we offer flexible, judgment-free financing built to meet the real needs of gun shop owners.

Our approval process is streamlined and far more accessible than conventional lenders. If your gun shop has been in business for at least four months, generates over $150,000 in annual revenue, and you have a FICO score of 500 or higher, you’re already in a strong position to qualify for a Business Cash Advance or other funding options.

The application takes just minutes, and approval decisions are typically made within 24 hours. Once approved, funds can be deposited directly into your account, allowing you to act quickly on opportunities like bulk inventory deals, range upgrades, or staffing needs—without piles of paperwork or long waiting periods. And with no obligation to accept, you have the flexibility to explore your financing options risk-free.

With a 95% approval rate across all loan programs, FundNow Capital is the trusted funding partner for gun shop owners nationwide. Whether you're running a small local shop or managing multiple retail locations, we’re here to help you grow your business—with fast capital, personalized service, and zero industry discrimination.

Apply now or call us at 866-283-0952 to speak with a loan advisor who understands your business—and respects your rights.

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