
By Daniel Smith
•
May 14, 2025
A DSCR loan is a type of real estate investment loan designed to help investors secure financing based on the income-producing potential of their property, rather than just their personal income. The Debt Service Coverage Ratio is the measure used to determine an investor’s ability to repay the loan based on the property's rental income.

By Daniel Smith
•
May 14, 2025
2025 SBA Loan Application Requirements: What Borrowers and Lenders Need to Know
The U.S. Small Business Administration (SBA) has rolled out important updates for 2025 to improve transparency, minimize fraud, and ensure that SBA-backed funds reach eligible small businesses. These changes particularly affect the popular 7(a) and 504 loan programs. Whether you're a borrower or a lender, it’s crucial to understand these updates to ensure a smooth and efficient loan process.