FundNow Capital

At FundNow Capital

We strive to make this process as simple as possible

Financing Solutions Tailored for Construction Businesses & Specialty Trades

Owning and growing a construction business in today’s economy is both rewarding and demanding. From navigating rising material costs to managing multiple subcontractors and shifting project deadlines, contractors and specialty trades must operate with precision—and access to capital is essential. Whether you’re bidding on a new project, upgrading your equipment, expanding your crew, or dealing with delayed payments from clients, funding your business can be a serious challenge—especially when traditional banks make it difficult for construction businesses to qualify.

That’s where strategic financing from FundNow Capital comes in. We understand the unique financial pressures that contractors, roofers, electricians, HVAC professionals, plumbers, framers, and other trades face every day. While reinvesting in your tools, team, and infrastructure is critical to growth, accessing the capital to do it shouldn’t be a barrier.

FundNow Capital offers flexible, fast, and construction-friendly financing that helps you build your business—without the red tape. Whether you’re scaling up for a big commercial job, restocking materials, hiring seasonal workers, or upgrading heavy-duty equipment, our funding solutions are tailored to meet the real-world needs of builders and tradespeople.

Which Financing Option Fits Your Job Site?

Whether you're pouring concrete, running ductwork, installing solar panels, or managing a full residential build, having the right financial tools gives you the edge. Here are the top options we offer:

The Best Business Loans for Contractors & Trades

Long-Term Business Loans

Perfect for well-established construction firms and specialty trades, these loans offer larger amounts of capital with low interest rates and predictable monthly payments. Use them to grow your operation, invest in equipment, or expand your service area.

Benefits Include:

• Low interest rates starting at 7%
• Repayment terms from 2 to 7 years
• Ideal for large-scale upgrades, fleet purchases, or expansions
• Higher loan amounts for companies with solid financials and over 2 years in business

Merchant Cash Advance for Contractors

A merchant cash advance provides quick, flexible funding based on your future revenue. It's an excellent solution for covering material costs, short-term labor, or managing cash flow while waiting for client payments. No fixed monthly payments—just a percentage of your revenue.

Short-Term Business Loans

These are ideal for immediate needs with repayment terms from 6 to 18 months. Use short-term loans for emergencies, quick turnarounds, or to bridge seasonal gaps without putting long-term strain on your cash flow.

Business Line of Credit

A business line of credit gives you on-demand access to funds when you need them. Only pay interest on what you draw, making it a smart option for fluctuating costs, unexpected job requirements, or opportunistic purchases of materials or tools.

SBA Loans for Construction Businesses

SBA loans come with some of the most favorable terms in the industry. With low rates, extended repayment terms, and generous borrowing limits, they’re a powerful option if you qualify. FundNow Capital helps simplify the SBA process and boost your approval odds—especially in industries where traditional banks may hesitate.

Build Bigger with FundNow Capital

Whether you're a single-trade specialist or run a multi-crew contracting firm, FundNow Capital delivers the capital you need to take on bigger jobs, grow your reputation, and stay competitive in a fast-moving industry. Our process is fast, flexible, and built for businesses that work as hard as you do.

Apply now online or call 866-201-5370 to speak with a funding advisor who understands your trade—and is ready to help you build the future of your business. Let's fund your next big job—together.

Strategic Financing for Construction and Trades in an Increasingly Complex Economy

Running a successful construction business today means navigating more than blueprints and job sites—it means managing shifting regulations, volatile material costs, labor shortages, and delayed payments, all while trying to grow. Contractors and specialty trades are facing more challenges than ever before, and unfortunately, traditional banks aren’t making it any easier.

Despite being the backbone of American infrastructure, many construction and trade businesses struggle to access capital. Banks often deny applications due to outdated risk models, inconsistent cash flow, or industry stigma. When financing is available, it’s buried in paperwork, high credit requirements, and painfully slow approvals—none of which work when you need to act fast.

That’s where FundNow Capital comes in.

We provide strategic financing solutions designed specifically for construction professionals and specialty trades, including roofers, electricians, plumbers, HVAC technicians, general contractors, and more. Whether you’re expanding your team, upgrading your equipment, launching a new project, or covering off-season cash flow gaps, we’re here with the capital you need—without the red tape.

Our construction-friendly programs include:

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• Short-term working capital
• Long-term project loans
• Equipment financing
• Lines of credit based on receivables or revenue
• Fast access to funds with minimal documentation

At FundNow Capital, we respect the trades and value the work you do. With fast approvals, flexible terms, and a team that understands the construction landscape, we’re here to help you overcome financial obstacles and grow with confidence—regardless of market conditions or bank policies.

Apply today or call 866-201-5370 to speak with a loan advisor who knows your trade and stands ready to fund your next big build. Let’s build your business—together.

Running a construction or specialty trade business today requires more than job site expertise—it takes financial agility. With rising material costs, supply chain delays, unpredictable labor markets, and slow-paying clients, staying ahead isn’t easy. And while you’re out building America, traditional banks are still building roadblocks.

Despite playing a critical role in every city and neighborhood, construction pros often face unfair lending practices. Banks shy away due to irregular cash flow, outdated underwriting models, or a lack of industry understanding. When they do offer funding, it’s usually tied up in red tape, slow processing, and rigid requirements—exactly what you don’t need when a new contract, crew expansion, or urgent equipment purchase is on the line.

That’s where FundNow Capital delivers.

We specialize in fast, flexible financing for contractors and specialty trades like roofers, framers, electricians, plumbers, HVAC professionals, drywallers, painters, and more. Whether you're prepping for a large-scale job, replacing essential tools, or simply bridging a slow season, we bring the working capital to keep your projects moving.

Construction-friendly financing options include:

• Working capital loans to manage payroll and materials
• Equipment financing for tools, trucks, or heavy machinery
• Revenue-based lines of credit tied to your receivables
• Bridge loans to cover upfront costs before client payments
• Fast approvals—often within 24 to 48 hours
• Minimal paperwork, no collateral required

We don’t just fund your next job—we help build your business. At FundNow Capital, we understand the unique cash flow challenges and seasonality of the trades. That’s why we move fast, offer flexible terms, and tailor every solution to your specific trade and project timeline.

Stop waiting on banks. Start building with confidence.

Call 866-201-5370 or apply online at fundnowcap.com and talk to a loan advisor who knows the trades and has your back. Whether it’s a remodel, a new build, or an emergency service call, we’ll help you stay ready, funded, and growing.

Let’s fund your next job—and every job after that.

At FundNow Capital, we’re committed to making business funding simple, fast, and accessible for specialty trade professionals—whether you’re a painter, home improvement contractor, HVAC technician, deck builder, electrician, roofer, or shop owner. You’re the backbone of

America’s homes, businesses, and communities, yet too often your financing needs are dismissed by traditional banks. Contractors in specialty trades face uphill battles securing capital due to industry stigma, inconsistent cash flow cycles, and outdated risk models that don’t reflect the realities of your business. Even with strong revenue and a steady pipeline of jobs, many skilled tradespeople are denied access to funding simply because they don’t fit a rigid mold.

We believe that needs to change.

At FundNow Capital, we’ve reimagined business financing for the trades—offering funding solutions that are tailored, transparent, and built to keep your projects moving forward. Whether you need working capital to cover payroll and materials, equipment financing to invest in new tools or vehicles, or a line of credit to manage seasonality and slow-paying clients, we’re here to help. Our streamlined application process eliminates the red tape and long wait times of traditional lenders. Approvals are fast, documentation is minimal, and our terms are designed to meet your project timelines—not hold them up.

We don’t just approve loans—we support growth. Our team understands the demands and unpredictability of the construction and trades industry. That’s why we offer personalized service, flexible terms, and the kind of financial agility that helps you win bids, take on more jobs, and scale your operations with confidence. If your business is ready for the next level, FundNow Capital is ready to help you get there—quickly and reliably.

Business Loans for Contractors & Specialty Trades—Made Simple

At FundNow Capital, we make financing simple, fast, and accessible for contractors and specialty trades. Our streamlined business loans—ranging from $50,000 to $5,000,000—are designed to help professionals like you secure the capital needed to grow your operation, purchase materials, hire skilled labor, upgrade equipment, or manage day-to-day expenses.

Unlike traditional banks that often overlook the trades due to cash flow cycles or outdated credit models, we provide flexible, judgment-free funding built specifically for businesses in construction and skilled trades.

Whether you’re a general contractor, painter, HVAC technician, electrician, roofer, plumber, or deck installer, we understand your challenges—and we’re ready to help you overcome them. If your business has been operating for at least four months, generates $150,000 or more in annual revenue, and you have a FICO score of 500 or above, you’re already in a strong position to qualify for a Business Cash Advance, equipment financing, or a working capital loan.

The application is fast and easy—taking just minutes to complete. Approval decisions typically happen within 24 hours, and once approved, funds can be deposited directly into your account. That means you can act quickly on time-sensitive opportunities like locking in material pricing, launching a new job, or covering payroll—without the delays, paperwork, and rigid requirements of traditional lending.

With a 95% approval rate across all programs, FundNow Capital is the go-to funding partner for contractors and specialty trades across the country. Whether you’re running a solo operation or managing multiple crews, we’re here to help you keep building—with reliable capital, personalized support, and a deep respect for the essential work you do.

Apply now or call 866-201-5370 to speak with a loan advisor who understands the trades and is ready to help fund your next big project.

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