Financing For Pennsylvania Real Estate Investors. Get Started Today.

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Pennsylvania is a goldmine for real estate investors, offering a unique blend of investment opportunities across major metro areas like

Philadelphia and Pittsburgh, as well as high-demand suburban and rural markets such as Harrisburg, Allentown, Lancaster, and the Pocono Mountains. With rising rental demand, affordable property values, and strong economic sectors—especially in healthcare, education, and tech—the state provides an ideal environment for both short-term gains and long-term wealth building.

Whether you're investing in fix and flip projects, rental properties, vacation homes, or new construction, FundNow Capital offers flexible private lending solutions tailored to Pennsylvania’s real estate landscape. Our loan programs are built for speed, reliability, and ease—helping you close fast, fund renovations, and expand your portfolio without the red tape of traditional banks.

Our Pennsylvania Real Estate Investor Loan Options Include:

Fix & Flip Loans – Fast approvals and funding to renovate and resell for profit
DSCR Loans – Long-term rental financing based on cash flow, not your income
Bridge Loans – Short-term capital to secure properties quickly
New Construction Loans – Finance ground-up builds or major rehabs with ease
Vacation Rental Loans – Funding for short-term rentals in high-traffic tourist areas

At FundNow Capital, we specialize in alternative financing that works for you—not against you. Our direct access to private capital and national lender network ensures higher approval rates, fewer underwriting delays, and terms that match your investment goals.

✅ Fast Closings

✅ No Tax Returns or W-2s Required

✅ Up to 90% Purchase / 100% Rehab

✅ Loans from $100K to $5M+

FundNow Capital Loan Program Highlights

Loan Amount	Up to $3 Million
Rehab Financing	Up To 100%
Loan To ARV	Up to 75%
Loan To Cost	Up to 93%
Draw Management	24 Hour Turnaround With Digital Draw Inspections
Property Types	SFR 1–4 Units, PUD, Condo, Non-Warrantable Condo

Term	12–18 Months Interest Only (Ask About 1 Close Build To Rent)
0 Point Option?	Available
Deferred Point Option?	Available
Pre-Payment Penalty?	None
First Time Investors	Welcome
Closing Timeline	10 Days Or Less

The FundNow Capital Guide to Fix and Flip Loans

Smart Funding for Smart Investors

Fix and flip investing remains one of the most popular real estate strategies in the market today—allowing investors to turn distressed or undervalued properties into profitable assets through renovation and resale. But the key to making these projects successful lies in choosing the right financing solution.

FundNow Capital’s Fix and Flip Loan Program is built specifically for investors looking to move fast, control project costs, and maximize returns without the delays or constraints of traditional bank loans. Whether you're flipping your first home or scaling your real estate business, this guide walks you through everything you need to know about fix and flip loans—from how they work to what to look for in a lender.

What is a Fix and Flip Loan?

A fix and flip loan is a short-term, asset-based loan designed to fund both the purchase and renovation of investment properties. These loans are ideal for real estate investors who want to buy, rehab, and sell (or refinance) a property in under 18 months. Unlike traditional mortgage loans, fix and flip loans are focused on the property’s potential rather than the borrower’s credit score.

Why FundNow Capital Fix and Flip Loans Stand Out

✅ Up to 100% Rehab Financing
✅ Up to 90% Loan-to-Cost / 75% Loan-to-ARV
✅ Loan amounts from $100K to $3M+
✅ 10-Day Closings or Faster
✅ No Income Verification Required
✅ Interest-Only Payments
✅ No Prepayment Penalty
✅ First-Time Investors Welcome

Fix and Flip Market Snapshot

8.4% of all U.S. home sales in 2021 were flips
$65,000 average gross profit per flip (2021)
6.3% of Q1 2023 home sales were flips
$56,000 average profit per flip in early 2023 (ATTOM/Redfin)

The numbers speak for themselves: fix and flip investing continues to deliver strong returns—especially for those who can close quickly and manage renovations efficiently.

Feature	Fix and Flip Loans	Conventional Loans
Term	6–18 months	15–30 years
Focus	Property value & ARV	Credit score & income
Speed of Funding	Fast (7–14 days)	Slow (30–60+ days)
Financing Scope	Purchase + Rehab	Purchase only
Down Payment	10–25%	5–20%
Interest Rate	8–14% (short-term)	6–8% (long-term)

Why Investors Choose Fix and Flip Loans from FundNow Capital

1. Speed and Simplicity

Our streamlined underwriting and digital draw inspections mean you can get funded in as little as 10 days—giving you the edge in competitive markets.

2. Flexible Qualification

We underwrite based on property value and ARV, not your income or FICO score. That means no tax returns, no W-2s, and no headaches.

3. Tailored Loan Terms

From interest-only payments to 0-point and deferred-point options, our loan structure puts your cash flow first.

4. High Leverage, Low Barrier

Access up to 75% of ARV and 100% of renovation costs with minimal documentation and investor-friendly terms—even if it’s your first flip.

Key Terms to Understand

Loan-to-Value (LTV)

Percentage of the purchase price covered by the loan. Most FundNow Capital loans go up to 90% LTV.

Loan-to-Cost (LTC)

The ratio of loan amount to total project cost (purchase + rehab). We fund up to 93% LTC.

After-Repair Value (ARV)

Projected value after renovations. We offer up to 75% of ARV, allowing you to borrow based on the property’s future potential.

Interest Rates & Costs

Rates range from 8–14%, depending on project type, experience, and property value. Origination points may apply, but no prepayment penalties.

What to Look for in a Fix and Flip Lender

✔ Industry Expertise

Choose a lender who understands the investor mindset. FundNow Capital has funded thousands of flips and understands the timing, budgeting, and risk management needed to make your deal work.

✔ Speed of Funding

We close in 10 days or less—giving you the power to act fast in a fast-moving market.

✔ Transparent Fees

No hidden junk fees. We clearly outline your rate, points, and closing costs from day one.

✔ Scalable Capital

Need to fund multiple projects? Our capital is sticky and scalable—so you can grow without switching lenders.

✔

Investor-Focused Service

From deal analysis to draw management, our team is here to support your success—not slow you down.

FundNow Capital Fix and Flip Loans Are Ideal For:

Single-Family Homes (SFR 1–4 units)
Condos and Non-Warrantable Condos
Townhomes and PUDs
Multi-family Properties
New Construction and Tear-downs
High-end Renovations and Vacation Rentals

Closing Thoughts

Fix and flip loans can be a powerful tool to build wealth through real estate, especially when paired with a lender who understands your goals. At FundNow Capital, we’ve simplified the process so you can focus on what matters—finding deals, managing renovations, and making money.

Whether you’re an experienced investor or flipping your first property, we’re here to help you fund smarter and move faster.

📞 Call Today: 866-201-5370
📩 Apply Now at www.FundNowCap.com
⚡ Fast Closings | Flexible Terms | Real Results

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