MERCHANT CASH ADVANCE CALCULATOR

💼 What Are Business Loans?

Business loans are financing products specifically designed to provide companies with the capital they need to start, grow, or operate. Whether you're launching a startup, expanding your team, buying equipment, or covering cash flow gaps, business loans offer structured funding with fixed or flexible repayment terms.

🔑 Key Features of Business Loans

  • Borrower: A business entity (LLC, Corp, Sole Proprietor), not an individual
  • Use of Funds: Working capital, equipment, inventory, payroll, renovations, marketing, expansion, etc.
  • Loan Amounts: Typically range from $5,000 to $5,000,000+
  • Terms: Can range from short-term (3–24 months) to long-term (up to 25 years)
  • Repayment: Fixed daily, weekly, or monthly payments, depending on the loan type

🏦 Common Types of Business Loans

  1. Term Loans
  • Lump sum paid back over time with interest
  • Great for expansions, equipment, or larger one-time expenses
  1. SBA Loans
  • Government-backed loans with low rates & long terms
  • Ideal for established businesses with solid credit
  1. Business Lines of Credit
  • Flexible, revolving access to cash—like a credit card for your business
  1. Merchant Cash Advances (MCAs)
  • Advance on future revenue, repaid through daily card sales
  • Fast but higher-cost option for businesses with steady sales
  1. Invoice Financing
  • Get paid now for outstanding invoices—helpful for B2B businesses
  1. Equipment Financing
  • Loans specifically to buy vehicles, machinery, or tech
  1. Startup Loans
  • Designed for new businesses, often requiring strong personal credit or collateral

✅ Why Get a Business Loan?

  • Cover Operating Costs (rent, payroll, bills)
  • Fuel Growth (open a new location, hire staff, invest in marketing)
  • Purchase Inventory or Equipment
  • Stabilize Cash Flow
  • Take Advantage of Time-Sensitive Opportunities
  • Build Business Credit

⚠️ What Lenders Look For

  • Time in business (some loans require 6–24 months minimum)
  • Revenue (usually $10K+/mo for alternative lenders)
  • Credit score (both personal and business, depending on the loan)
  • Purpose and ability to repay the loan

At FundNow Capital, we simplify the business funding process—no big-bank red tape, no long waits. Whether you need $10K in 24 hours or $1M to scale your operations, our nationwide lender network can match you with the right loan, fast.

CALL TODAY FOR YOUR FREE CONSULTATION!

KNOW WHAT YOUR APPROVED FOR IMMEDIATLEY.

866-201-5370



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