Bank Statement Loan

Our Bank Statement Loan Program is an excellent financing solution designed specifically for self-employed individuals who may not have traditional income documentation. Whether you're looking to purchase a new home, refinance an existing property, or invest in real estate, this program provides the flexibility you need without the hassle of tax returns or W-2s.

With this program, you can use either personal or business bank statements—spanning 12 or 24 months—to verify your income and demonstrate your ability to repay the loan. This alternative approach to income verification allows self-employed borrowers, freelancers, and entrepreneurs to secure financing based on their actual cash flow rather than conventional tax documents.

Bank Statement Loan Highlights:

✅ Flexible Income Verification: Use 12 or 24 months of personal or business bank statements to qualify
✅ No Tax Returns or W-2s Required: Simplified application process without the need for traditional income documentation
✅ Multiple Property Types Eligible: Available for primary residences, second homes, and investment properties
✅ Self-Employed Friendly: Ideal for business owners, independent contractors, and gig workers
✅ Competitive Loan Terms: Enjoy flexible loan amounts, competitive interest rates, and customizable repayment options

This program is perfect for those who may not meet traditional lending criteria but have strong, consistent cash flow. Contact us today to learn more about how our Bank Statement Loan Program can help you achieve your business or investment goals!