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🏘️ What Is a Real Estate Investment Loan?

A real estate investment loan is a type of financing used to purchase, renovate, or refinance income-generating properties—such as rental homes, apartment buildings, commercial spaces, or fix-and-flip projects. These loans are not for primary residences; they're designed specifically for investors looking to build wealth through real estate.

🧱 What Are Real Estate Investment Loans Used For?

  • Buying single-family or multifamily rental properties
  • Renovating properties to sell or lease for profit (fix & flip)
  • Acquiring commercial real estate (office, retail, mixed-use)
  • Short-term acquisitions with long-term refinancing plans (BRRRR strategy)
  • Building new construction investment projects
  • Leveraging existing properties through cash-out refinances

💡 Common Types of Real Estate Investment Loans

  1. DSCR Loans (Debt Service Coverage Ratio)
    Qualify based on the property’s rental income—not your personal income.
  2. Fix and Flip Loans
    Short-term, interest-only loans designed to fund the purchase and renovation of properties to sell quickly for profit.
  3. Hard Money Loans
    Asset-based loans funded by private lenders, ideal for investors who need fast funding with flexible underwriting.
  4. Commercial Real Estate Loans
    Used to finance office buildings, shopping centers, industrial spaces, and mixed-use properties.
  5. Portfolio Loans
    Finance multiple properties under one loan, great for investors with growing rental portfolios.
  6. Bridge Loans
    Short-term loans that provide fast capital while waiting to sell or refinance an investment property.
  7. Private Money Loans
    Financing from individuals or non-bank sources, often used when traditional options are unavailable.

✅ Why Get a Real Estate Investment Loan?

  • Leverage your capital to grow a property portfolio
  • Earn rental income and build long-term wealth
  • Flip properties for short-term profit
  • Take advantage of market opportunities
  • Refinance properties to pull out equity for future deals
  • Scale faster than using cash alone

🏦 Loan Terms Vary By Lender, But Generally Include:

  • Loan Amounts: $50K to $5M+
  • Down Payments: Usually 15%–25%
  • Interest Rates: Vary (typically 6%–12%+ depending on loan type and risk)
  • Credit Score: Flexible (many options available for 620+)
  • Term Length: Short-term (6–24 months) to long-term (15–30 years)

At FundNow Capital, we offer a wide range of real estate investment loans with flexible terms, fast closings, and simplified approval—designed to help investors close deals and scale quickly.

CALL TODAY FOR YOUR FREE CONSULTATION!

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866-201-5370



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