BRIDGE LOAN CALCULATOR

🌉 What Is a Bridge Loan?

A bridge loan is a short-term loan designed to “bridge the gap” between an immediate financial need—such as purchasing or renovating a property—and securing permanent financing or selling the asset. In real estate, bridge loans are often used by investors, developers, and homeowners who need fast, flexible capital to move quickly on time-sensitive opportunities.

🔑 Key Features of a Bridge Loan

  • Short-Term: Typically 6 to 24 months
  • Interest-Only Payments: Keeps monthly payments lower
  • Quick Funding: Often closes in 5–10 business days
  • Asset-Based: Approval is based on property value and exit strategy, not personal income
  • Exit Required: You’ll need a plan—such as selling, refinancing, or renting—to repay the loan

🏘️ Common Uses of a Bridge Loan

  1. Buying a New Property Before Selling the Old One
    Need to close on a new investment before your current property sells? A bridge loan gives you fast access to equity without waiting.
  2. Fix-and-Flip Projects
    Use bridge financing to buy and renovate a property, then repay the loan with the sale proceeds.
  3. Stabilizing a Property Before Refinance
    Acquire an underperforming rental or commercial asset, improve it, then refinance into long-term debt.
  4. Cash-Out for New Investments
    Tap into equity from one property to fund the purchase or rehab of another—without refinancing your long-term loan.
  5. Covering Delayed Permanent Financing
    If your conventional or DSCR loan is held up, a bridge loan fills the gap and keeps the deal alive.

💰 Typical Bridge Loan Terms

FeatureTypical RangeLoan Term6 – 24 monthsInterest Rate8% – 12% (interest-only)Loan Amount$100K – $10M+Loan-to-Value (LTV)Up to 75%Credit ScoreFlexible (often 620+ accepted)Closing Time5–10 daysPrepayment PenaltyOften none


✅ Why Choose a Bridge Loan?

  • Speed – Move fast in competitive markets
  • Flexibility – Qualify based on the deal, not your tax returns
  • Leverage – Use equity from other properties to grow your portfolio
  • Control – Short-term financing with multiple exit options

At FundNow Capital, we specialize in fast, no-hassle bridge loans for investors and real estate professionals. Whether you’re flipping, refinancing, or building, our team helps you close quickly and seize the opportunity before someone else does.

CALL TODAY FOR YOUR FREE CONSULTATION!

KNOW WHAT YOUR APPROVED FOR IMMEDIATLEY.

866-201-5370



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