Funding Made Easy

We provide Business and Real Estate Investment financing regardless of credit score.

Funding Made Easy

GET APPROVED TODAY

Our secure online application only takes 2 minutes. Apply today & qualify for the best options.

GET APPROVED

We’ll review your business information and lay out all the funding options we have available

GET YOUR FUNDS!

Once approved, you'll access working capital immediately. Typically Funds Same or Next Business Day

QUICK BUSINESS LOANS

PROVIDING WORKING CAPITAL FROM $20,000 TO $50,000,000

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Obtain the capital you need to start a business, or for any purpose.

Strong credit history is required. 680+

Funds from $20,000 to $500,000

Terms from 1 to 5 Years

Pre-qualify with a soft credit pull

PERSONAL/START-UP LOAN

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BUSINESS CASH ADVANCE

Fast and accessible funding option for

 small business owners.

Funding in 24 Hours or Less.

No minimum credit score requirements

Flexible Daily or Weekly Payments

All Industries Eligible for funding

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EQUIPMENT FINANCING

Purchase Equipment or Using Existing Collateral for a Loan

Financing, Leasing, & Leasebacks Offered

1 Year in Business Required

Terms up to 5 Years

Let us help you with equipment financing!

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BUSINESS LINE OF CREDIT

Pay Only For The Funds Used With This Revolving Line Of Credit.

Fast and easy online application

Loan amounts from $5,000 to $55,000

24 Hour approval and same day funding

Pay only for the money you use

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SMALL BUSINESS LOANS

Instant Pre-Approval

on $20,000-$5,000,000

Fast Working Capital For Small Businesses.

No Collateral Needed

Affordable Payments

You will receive an offer within 24 hours

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SBA 7A LOANS

Express Loan program can fund in 1 month.

$30K to $500K is available in all 50 states.

Terms: Up to 10 Years | Rates: 6%-10%

2 Years in Business and 680+ Credit Needed

Business must be profitable eligible industry.

FundNow Capital was founded with a singular purpose in mind.


To assist small businesses in securing working capital and enable real estate investors to finance transactions rapidly. FundNow Capital provides business owners with alternative working capital solutions through our diverse range of funding programs for business loans. We are the “one-stop-shop” for entrepreneurs looking for a dependable and high-quality loan alternative. By harnessing technology to streamline and accelerate the search for commercial funding, we ensure that the application process is both fast and straightforward. Our dedicated team of Advisors is always available to offer you a FREE consultation, assisting you in discovering the best funding option for your needs.


Whether you've been operating your business for years or are just getting started, FundNow Capital is equipped to approve the funding you require. Our business loan program partners offer a variety of options, including unsecured business loans, merchant cash advances, revenue-based loans, lines of credit, equipment leasing, invoice factoring, and much more.



SERVING ALL INDUSTRIES


Our Quick Business Loans Help All Businesses Grow!

If you already have a business and need additional capital, business financing may help you reach new heights.

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E-Commerce Loans For Online Stores and Retailers

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Legal Weed Dispensaries
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Business Loan Programs

Business Funding Made Simple—Fast Approvals, No Credit Score Required!

 

Need capital to grow your business? FundNow Capital delivers fast, hassle-free funding—with approvals in as little as 24 hours and no minimum credit score required. Whether you're launching, expanding, or covering unexpected expenses, we make it easy to get the funds you need. Apply today and move your business forward—fast.



Same Day Prequalification


REAL ESTATE FINANCING

GROW YOUR REAL ESTATE INVESTMENT PORTFOLIO WITH FUNDNOW CAPITAL.

Partnering with FundNow Capital gives you access to an extensive and highly responsive lending network designed specifically for today’s real estate investor. Unlike traditional banks that move slowly and impose rigid guidelines, our alternative lending model is built for speed, flexibility, and investor convenience. With strong relationships across a wide array of direct lenders, we’re able to facilitate funding in record time—often closing deals in days, not weeks. This accelerated process is ideal for investors who need to move quickly on hot opportunities or time-sensitive projects.


Our loan programs are tailored to meet the unique needs of real estate entrepreneurs. Whether you're rehabbing properties, building from the ground up, scaling your rental portfolio, or bridging a financing gap between deals, we have a solution for you. Choose from a robust lineup of investor-friendly financing options, including Fix & Flip Loans, DSCR Loans, Bridge Loans, New Construction Loans, and One-Time Close Loans—all designed to reduce friction and get capital into your hands fast.


We also offer creative deal structures such as 0-point and deferred-point loans, giving you the option to conserve cash at closing and increase your liquidity. With lending options that go up to 93% Loan-to-Cost (LTC) and 75% After-Repair Value (ARV), you can take on larger projects and scale your business without overleveraging. And because many of our loans do not require appraisals, you avoid costly delays and unnecessary red tape, allowing you to focus on execution.


There are no hidden fees, no lengthy approval timelines, and no cookie-cutter criteria—just smart, fast, and flexible financing tailored to your goals.


When you work with FundNow Capital, you’re not just securing a loan—you’re gaining a competitive edge in today’s aggressive real estate market.


We are eager to assist in your company’s growth—your success is our priority.

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Hard Money Bridge Loans

Use private real estate loans to grow your investment portfolio. Fix and flip loans in all 50 states with quick closings.


  • LTVs up to 80% of the Purchase Price
  • Up to 100% of Rehab Funds
  • Terms: 1-2 Years | Rates: 7%-14%
  • Min. Property Values of $150K Required

 

Residential Investment and Commercial Properties only. For vacant land, max LTVs up to 50%. Also, we do NOT lend on primary residences.


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Commercial Mortgages

Financing from $100,000 to $50,000,000 on commercial properties. Available nationwide.


  • LTVs up to 75% (Purchase/Refi)
  • Terms from 1 to 30 Years | 7% to 14%
  • Min Property Value of $150K Required.
  • Closing in 2 to 4 Weeks

 

We work with offices, warehouses, retail, restaurant, multi-family units, and many other commercial property types.


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Rental Investment (DSCR)

Our rental investment property loans offer great rates and long terms for investors. Purchase loans or refinancing are available.


  • Rates from 5.9% to 7.9%
  • Terms up to 30 Years
  • LTVs up to 75%
  • Credit Score Above 620 Required
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No personal income verification or tax returns are required. All 50 states. Fixed rates and adjustable rates options are available.


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Single-Close Build To Rent

Use private real estate loans to grow your investment portfolio. Fix and flip loans in all 50 states with quick closings.


  • LTVs up to 80% of the Purchase Price
  • Up to 100% of Rehab Funds
  • Terms: 1-2 Years | Rates: 7%-14%
  • Min. Property Values of $150K Required

 

Residential Investment and Commercial Properties only. For vacant land, max LTVs up to 50%. Also, we do NOT lend on primary residences.


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Non QM Loans

Financing from $100,000 to $50,000,000 on commercial properties. Available nationwide.


  • LTVs up to 75% (Purchase/Refi)
  • Terms from 1 to 30 Years | 7% to 14%
  • Min Property Value of $150K Required.
  • Closing in 2 to 4 Weeks

 

We work with offices, warehouses, retail, restaurant, multi-family units, and many other commercial property types.


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Fix & Flip Loans

Our rental investment property loans offer great rates and long terms for investors. Purchase loans or refinancing are available.


  • Rates from 5.9% to 7.9%
  • Terms 12 – 18 Months Interest Only
  • LTVs up to 93%-Close 10 Days or Less
  • Credit Score Above 620 Required
  •  

No personal income verification or tax returns are required. All 50 states. Fixed rates and adjustable rates options are available.


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More Loan Options

  • Why Choose A Fix And Flip Hard Money Loan?

    If you’re a real estate investor and need funding for flipping properties, FundNow Capital can help finance up to 80% of the purchase price and up to 100% of the rehab funds.


    Funding is available nationwide, with minimum loan amounts of $100,000 and rates starting at 6%.


    Our private hard money money loans can close quickly and with minimal documentation.


    We can offer loans for both purchases or cash-out refinancing for properties you may already own. We have programs for fix and flip investors, rental investor properties, foreign nationals, and more.


    Contact us today to see how a FundNow Capital hard money loan can help you succeed with your real estate investments!

  • FundNow Capital Also Offers Cashout Refinancing

    For Residential Investment Or Commercial Properties Nationwide.


    Benefits of our hard money loan terms include:


    LTVs 60% to 80% (based on the purchase price for an acquisition, and based on market value for a refinance)

    Terms from 1-30 Years (longer terms for rental investment properties or commercial properties)

    Interest rates from 6%-14%

    Minimal documentation and quick closing

    No minimum credit score needed

    Foreign nationals also qualify

    Property types eligible: single family, apartment, condo, mixed-use, commercial (retail, office, warehouse, industrial, etc.), and more, Financing available only in the 50 US States

    24 Hour Pre-Approvals. Close In 2-4 Weeks.

Recent Articles

No collateral ? you can still get a small business loan.

No Collateral? You Can Still Get a Small Business Loan

By Daniel Smith • May 31, 2025
At FundNow Capital, we work with a network of flexible, forward-thinking lenders that offer unsecured small business loans—no collateral required.
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Understanding ARV (After Repair Value) and Its Role in Real Estate Investment

By Daniel Smith • May 21, 2025
Understanding ARV (After Repair Value) and Its Role in Real Estate Investment
A blue house with a red door is surrounded by other houses.

Is That Property Worth It? Use the 7% Rule to Find Out

By Daniel Smith • May 18, 2025
Discover why only a small fraction of real estate professionals dominate the industry—and how you can use that insight to your advantage. In this post, we explore The 7% Rule, revealing how 7% of agents control 93% of the business. Whether you're a real estate investor or an aspiring top producer, this guide helps you identify high-impact partnerships, avoid wasted time, and build your strategy around proven performers. Learn how to outwork, outlearn, and outperform your competition starting today.
A group of people are sitting at a table in a restaurant eating food

How Restaurant Loans from FundNow Capital Can Help You Grow Your Business

By Daniel Smith • May 14, 2025
“Flexible Financing Solutions to Help Restaurant Owners Expand, Upgrade, and Thrive—Without the Hassle of Traditional Bank Loans.”
An illustration of a house , a calculator , a coin , and a dollar bill.

How DSCR Loans Are Helping Investors Achieve the American Dream

By Daniel Smith • May 14, 2025
A DSCR loan is a type of real estate investment loan designed to help investors secure financing based on the income-producing potential of their property, rather than just their personal income. The Debt Service Coverage Ratio is the measure used to determine an investor’s ability to repay the loan based on the property's rental income.
A poster that says 2025 sba loan application requirements for borrowers and lenders

2025 SBA Loan Application Requirements: What Borrowers and Lenders Need to Know

By Daniel Smith • May 14, 2025
2025 SBA Loan Application Requirements: What Borrowers and Lenders Need to Know The U.S. Small Business Administration (SBA) has rolled out important updates for 2025 to improve transparency, minimize fraud, and ensure that SBA-backed funds reach eligible small businesses. These changes particularly affect the popular 7(a) and 504 loan programs. Whether you're a borrower or a lender, it’s crucial to understand these updates to ensure a smooth and efficient loan process.

FREQUENTLY ASKED QUESTIONS

  • What is FundNow Capital?

    FundNow Capital is a premier financial services provider offering fast and flexible funding solutions to businesses and real estate investors. We specialize in providing alternative financing options including business loans, merchant cash advances, equipment financing, and real estate investment loans, all tailored to fit the needs of entrepreneurs and investors.

  • How quickly can I get approved for a loan?

    At FundNow Capital, we understand the urgency of getting your business the funding it needs. Our streamlined approval process ensures that you can receive a decision in as little as 24-48 hours. Once approved, funds can be disbursed as quickly as the same day!

  • What types of loans do you offer?

    We offer a wide range of loan products to meet various business needs, including:


    Business Loans: For working capital, expansion, or new opportunities.


    Merchant Cash Advances: Funding based on your business’s sales and credit card transactions.


    Equipment Financing: For purchasing or leasing new equipment.


    Real Estate Investment Loans: Including fix-and-flip loans, DSCR loans, and more.

  • What are the eligibility requirements?

    While our requirements are less stringent than traditional banks, general eligibility includes:


    A minimum of 4 months in business.


    A business operating with revenue (varies by product type).


    A business or personal credit score of 500 or higher (for some products).


    Each loan product has specific criteria, so we recommend scheduling a consultation to discuss the best options for you.

  • How do I apply for a loan?

    You can apply for a loan through our easy-to-use online application form on our website. Alternatively, you can reach out to our dedicated funding advisors who can guide you through the application process. 866-201-5370

  • What documents do I need to apply?

    The documentation required varies depending on the loan type, but generally includes:


    Proof of business (e.g., LLC formation documents or DBA registration).


    Business financial statements (such as profit and loss statement, balance sheet).


    Bank statements (last 3-6 months).


    Personal identification (for business owners).


    Our team will guide you through the necessary documents after reviewing your application.

  • What are the interest rates and fees?

    Interest rates and fees depend on the loan product and your business's financial profile. We offer competitive rates with flexible terms designed to meet your needs. We provide full transparency, so there are no hidden fees.

  • Can I get a loan if my credit is not great?

    Yes! At FundNow Capital, we specialize in alternative lending solutions that do not rely solely on your credit score. We consider a variety of factors, such as business revenue, cash flow, and collateral to determine your eligibility.

  • How long do I have to repay the loan?

    Repayment terms vary depending on the loan type. For business loans, terms generally range from 3 to 24 months. For merchant cash advances, repayments are made through a percentage of daily sales. Our team works with you to find the right repayment plan based on your financial situation.

  • Can I apply for multiple loan products?

    Yes, you can apply for multiple loan products as long as they fit your business’s needs. Our team will help determine which combination of products would work best for your goals.



Same Day Prequalification